Affordable homeowners insurance rates in Lula, Georgia
Lula is a city in both Hall and Banks county in Georgia. It's also a part of the Gainesville, GA Metro Statistical Area. There are about 2,985 people living here as of the 2019. When you visit Lula you will find a small north Georgia town with beautiful parks. You can look forward to affordable housing, cheap homeowners insurance, and low taxes here.
Let's Talk About Affordable Home Ownership
To begin with, home values are an important factor. Did you know that the average home value in Lula is $231,613 according to Zillow?
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost?
Since the average home here is about $231,613, you can see that it will probably cost less to insure in Lula than some of the more expensive areas in Georgia.
How much would it cost to rebuild your house?
That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.
What are the crime statistics for my neighborhood?
Thankfully with a crime rate of 14.23 crimes per one thousand residents, it is 73% lower than the average rate. Homefacts.com tells us that the rate for property crime is 13.02 per one thousand population.
What weather conditions pose a threat?
- Lula has a moderate risk for tornadoes. It averages about 2 tornadoes a year that causes zero deaths.
- On the other hand, it is in a high risk hurricane zone. Six hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- Heavy rains can cause flooding in the flood plain areas.
- There's a low risk of earthquakes.
Complete the homeowners insurance quote form or talk to one of our professionals at (877) 341-5728
What weather conditions pose a threat?
- Lula has a moderate risk for tornadoes. It averages about 2 tornadoes a year that causes on average 1 death each year.
- On the other hand, Lula, Ga is in a moderate risk hurricane zone. Eleven hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- Heavy rains can cause flooding from the Chattahoochee river in the flood plain areas.
- Lula, Ga has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department?
A fire can ravage your home quickly. Statistically, the closer you're to a fire station, the less damage you would have from a house fire. With insurance, the closer you are to a fire station, the better price you can get on a policy. Insurance carriers give you cheaper rates the closer you are!
Thankfully for you, Lula has 3 fire and emergency stations scattered through out the greater metro area. You can rest assured that your InsuranceHub agent will help you to get the necessary liability, fire, and dwelling coverage for your home.
How InsuranceHub saves you money
- Our agents are trained to help you get every possible discount. Our goal is to help you get the most affordable policy premium.
- We do the shopping across top insurance companies, like Nationwide, Progressive, and Travelers. This gives you options, which allows for great coverage at a great price.
- Once you complete the online form, our team will be in touch with a few simple questions to help you get every homeowners discount available to you. We are serious about discounts.
- PRO TIP? Save up to 25% by combining your auto & home policies.