Affordable homeowner insurance rates in Gainesville, Georgia

The city of Gainesville is situated in the county seat of Hall County, Georgia. There are about 39,991 people living there as of the 2019. When you visit Gainesville, Georgia you will clearly see why it is nicknamed the “Poultry Capital of the World.” You can look forward to being close to Lake Lanier, affordable housing, cheap homeowners insurance, and low taxes here.

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Did you know that the average home value in Gainesville is $288,664? Gainesville home values have gone up 22.2% over the past year according to Zillow.

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

Since the average home here is about $288,664, you can see that it will probably cost less to insure in Gainesville than some of the more expensive areas in Georgia.

How much would it cost to rebuild your house?

That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.

What are the crime statistics for my neighborhood?

Unfortunately with a crime rate of 33.08 crimes per one thousand residents, it is higher than average rate.

The chance of becoming a victim of a violent crime is 1 in 250 people. Areavibes tells us that the rate for property crime is 29.08 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary.

 

Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728

What weather conditions pose a threat?

  • Gainesville has a high risk for tornadoes. It averages about 2 tornadoes a year that causes 1 death each year. Sadly Gainesville was the site of the fifth deadliest tornado in U.S. history in 1936. Gainesville was devastated and 203 people were killed.
  • On the other hand, it is in a high risk hurricane zone. Seven hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
  • Heavy rains can cause flooding from the Chattahoochee river in the flood plain areas.
  • There hasn’t been an earthquake in over 80 years.

How close is your home to a fire department?

Gainesville has 10 fire and emergency stations scattered throughout the greater metropolitan area. This is especially important to you because the closer you are to a fire department, the cheaper your home insurance will cost because of the proximity to receiving quick assistance.

How can we save you money on a home insurance quote?

Simple. We’ve been in the business for over 30 years. We shop across top insurance carriers like nationwide, Progressive, Travelers, Safeco & others to get you multiple coverage options.

Complete the form & our agents will follow up on the phone with a few simple questions to help you to get every discount available to you. They will also explain how you can save up to 25% by combining your auto policy. All these interactions combined mean that you get the best insurance coverage value at the best price.

Looking for  job? Here are the top employers in Gainesville, GA:

  • Northeast Georgia Health System
  • Fieldale Farms
  • Pilgrim’s
  • Mar-Jac
  • Kubota
  • Coleman Natural

Be sure to check out these things to do and see in Gainesville, Georgia:

  • Lake Lanier
  • Lakeshore Mall
  • Spring Chicken Festival
  • Art in the Square
  • Longwood Park Fishing Pier
  • Elachee Nature Science Center

If you have made “the poultry capital of the world” your home, then contact our agents at InsuranceHub for a cheap homeowners insurance quote.