Oakwood Home Insurance Quotes

Cheap home insurance quotes for Oakwood, Georgia

Oakwood is a city in Hall County, Georgia with a population of 3,970 according to the 2010 census. It is part of the Gainesville Metropolitan Statistical Area. When you visit Oakwood Ga you will clearly see why it is named for the miles of railroad that run through its city and Gainesville. Those rail road ties are made up of Oak wood.

You can look forward to being close to the being near Lake Lanier, warm winters, affordable housing, cheap homeowners insurance and low taxes in Oakwood.

Did you know that the average home value in Oakwood is $125,900?

Oakwood home values have gone up 5.1% over the past year and Zillow predicts they will rise 3.4% within the next year.

Want to know much will it cost to protect your home? It depends on quite a few determining factors. Here are a few:

How much does your home cost? Since the average home here is about $199,100, you can see that it will probably cost less to insure in Dacula than some of the more expensive homes in Georgia.

How much would it cost to rebuild your house? That will depend on what your home is made of.

What are the crime statistics for my neighborhood? Unfortunately, with a crime rate of 33.29 crimes per one thousand residents, it is a little higher higher than average US city rate. The chance of becoming a victim of either violent or property crime in Dacula is 1 in 31.

Areavibes tells us that the rate for property crime is 30.08 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine this will affect your homeowners rates depending on what zip code you live in.


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What weather conditions pose a threat?

  • Dacula has a low risk for tornadoes. It averages about 1 tornado a year that causes zero deaths each year.
  • On the other hand, it is in a high risk hurricane zone. 10 hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
  • Heavy rains can cause flooding from the  Apalachee River river in the flood plain areas.
  • It has a very low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department? A fire can destroy your home so fast. Naturally, the closer you are to a fire station, the less damage you would have. For this reason, carriers give you cheaper rates the closer you are!

Thankfully for you, Dacula has 3 fire and emergency stations scattered throughout area. Once you connect with our team, your agent will help you to get the necessary liability, fire and dwelling coverage for your home. And, the best part is that the agents here at InsuranceHub are well-versed at finding every possible discount to keep your policy great AND affordable.

Be sure to check out these things to do and see in Dacula:

  • The Dacula and Hamilton Mill branches of the Gwinnett County Public Library
  • Elisha Winn House
  • Maple Creek Park
  • Little Mulberry Park
  • Rabbit Hill Park
  • Hamilton Mill Golf Club
  • Trophy Club of Apalachee

If you have made this your home, then contact us for an affordable homeowners quote in Dacula today.