Affordable homeowners insurance rates in Oakwood, Georgia
Oakwood is a city in Hall County, Georgia with a population of 4,143 as of 2019. It is part of the Gainesville Metropolitan Statistical Area. When you visit Oakwood you will clearly see why it's named for the miles of railroad that runs through it. The railroad ties are actually made of oak wood.
You can look forward to being close to Lake Lanier, affordable housing, cheap homeowners insurance, and low taxes in Oakwood.
Let's Talk Affordable Home Ownership
Did you know that the average home value in Oakwood is $239,197? Oakwood home values have gone up 23.2% over the past year.
Want to know much will it cost to protect your home?
It depends on quite a few determining factors. Here are a few:
How much does your home cost?
Since the average home here is about $239,197, you can see that it will probably cost less to insure in Oakwood than some of the more expensive areas in Georgia.
How much would it cost to rebuild your house?
This depends on factors like the building materials, the location of the home, the square footage, and your coverage.
What are the crime statistics for my neighborhood?
Unfortunately, with a crime rate of 43.79 crimes per one thousand residents, it's a little higher higher than average US city rate. The chance of becoming a victim of a violent crime in Oakwood is 1 in 297.
Areavibes tells us that the rate for property crime is 40.42 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine this will affect your homeowners rates depending on what zip code you live in.
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What weather conditions pose a threat?
- Oakwood has a low risk for tornadoes. It averages about 1 tornado a year that causes zero deaths each year.
- On the other hand, it is in a high risk hurricane zone. Ten hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- It has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department?
A fire can destroy your home so fast. Naturally, the closer you are to a fire station, the less damage you would have. For this reason, carriers give you cheaper rates the closer you are!
Thankfully for you, Oakwood has several fire and emergency stations scattered throughout area. Once you connect with our team, your agent will help you to get the necessary liability, fire, and dwelling coverage for your home. And, the best part is that the agents here at InsuranceHub are well-versed at finding every discount to keep your policy great AND affordable.