Protect your haven of sweet treats.
You take pride in your ability to create delectable treats that are dangerous because of how tempting they are. Every cookie, pastry, cupcake, and macaron is made with care. You’ve spent years mastering your craft, and you opened your bakery to share your delicious baked goods with the world. Being a small business owner isn’t easy, but it’s worth it. What with managing the shop, the baking (we have enough powdered sugar, right?), and handling the finances, you don’t have the time to stress over your insurance.
And that’s how we can help
We know that insurance can get complicated and confusing, but we’re here to be your trusted advisor and insurance partner. We can help you create a plan that will protect your bakery and every tasty morsel within its walls.
There are lots of different types of insurance out there for businesses in the food industry, and we can help you figure out which ones are right for your bakery business. Our goal is the same as yours: to protect your business. We want you to be able to get back to your life and doing what you love – serving up happiness.
Your bakery insurance plan might include…
General liability: This protects you from allegations that your business or its products caused someone bodily harm or damaged their property.
Food spoilage: There are a lot of perishables in your bakery. Food spoilage insurance protects you if your fridge and freezer conk out on you. Inventory is valuable! All of those delicious fresh ingredients that you use in your baking are expensive.
Property insurance: Property insurance protects your physical premises from losses like fire.
Workers’ compensation: Workers’ comp provides benefits for your employees if they get injured or become ill because of their job. It will pay for their medical bills and provide reimbursement for a portion of the wages they lost while out of work.
Business interruption: What if your business had to close its doors for a while due to a disaster? This will help you get back on your feet by reimbursing you for lost income.
Umbrella coverage: This is extra insurance that sits on top of your other policies and gives you an added layer of coverage in case your other limits of coverage aren’t enough.
Your bakery has it’s own risks
We’ll take the time to get to know you and your business so that we can help you build an insurance plan that’s customized for you – all while making insurance as easy as possible. With the right insurance, you’ll be able to enjoy peace of mind knowing that your livelihood is protected against losses that could spell disaster. You can fill out our quote form and answer a few quick questions about your business or you can give us a call today! We’ll be happy to get you a free quote on your bakery insurance.