Hot Shot Truck Insurance
Need hot shot truck insurance for your company? Let our trucking industry professionals help.
Hot Shot Truck Insurance
Looking for insurance for your hot shot business or need to renew your policy? We've got you covered. Since 1985, we've been pros in trucking insurance, with a team that understands the challenges you face on the road.
Hot shot truck insurance, also known as expediter’s insurance, is perfect if you use smaller trucks to move goods, instead of big semis. It protects your cargo, trailer, and truck.
At InsuranceHub Leavitt Agency, we're here to create a policy that fits just what your business needs. Give us a call or fill out our online quote form today!
What’s considered a hot shot truck?
A hot shot is a heavy-duty personal pickup truck. So, instead of using the typical class 8 truck, you’re using a class 3, 4, or 5 instead.
Several industries use hot shots for their everyday operations, such as:
Agricultural
Construction
Landscaping
Emergency Services and Utilities
What type of insurance do hot shot trucks need?
Every trucking business has its own unique risks. Therefore, the coverage needed will vary from business to business.
Hot shot trucks are heavy-duty pickup trucks that haul expensive goods like machinery and equipment. Therefore, they need to be properly insured! You wouldn’t want to be left footing the bill if an accident occurs or the cargo is damaged.
Here are the coverages a typical hot shot will need to be protected:
How much does hot shot truck insurance cost?
The insurance company you choose and several other factors can affect the cost of your hot shot truck insurance. What will happen is an insurer will evaluate your business to determine the overall level of risk. If you’re deemed risky to insure, you’ll likely pay more for your insurance.
Here are some of the common factors that’ll affect the cost of your hot shot truck premiums:
- Hauling radius
- Type of cargo you haul
- Age and experience of your drivers
- DUIs
- Speeding tickets
- Accidents
- Deductible and limit
- Age and condition of your trucks
- Location