Flatbed Truck Insurance
Need flatbed truck insurance for your company? Let our trucking industry professionals help.
Flatbed Truck Insurance
Flatbed trucks are unique since their cargo is more prone to damage and theft since the bed is completely open. Also, truck drivers who operate flatbeds must have the right knowledge and experience to safely transport open deck commodities. Since this mode of transportation involves more risk, the chances of a cargo claim being filed are drastically increased.
As a result, you need to mitigate the risks with the help of flatbed truck insurance!
Here at InsuranceHub Leavitt Agency, we have a team of trained agents who specialize in trucking. We understand that every trucking business is unique, and that’s why we curate a flatbed insurance policy specific to you and your needs.
What’s considered a flatbed truck?
A flatbed is essentially a truck with a flat, open bed. These trucks don’t have sides, a roof, or railings. These trucks are perfect for hauling awkward or bulky goods like sheets of metal, bobcats, cranes, lumber, and equipment.
Oftentimes a special permit from the state is required to haul these oversized loads.
Several industries rely on flatbeds for their daily operations, such as:
Automotive
Construction
Aviation
Manufacturing
Agricultural
What type of insurance do flatbed trucks need?
All businesses need insurance, and your trucking company is no exception!
Oftentimes when flatbed trucks get into accidents it's the result of a cargo shift or spill. This is a major issue since the items being hauled are exposed and oversized. This can create a costly and dangerous situation for you and other drivers around you.
In that case, here are some of the coverages you’d need for your flatbed truck:
How much does flatbed truck insurance cost?
Keep in mind, when you drive a flatbed truck you’re hauling oversized goods that are completely exposed on the bed of your truck. This means a lot of risks are involved, so you may be paying more for your insurance.
As you may know, the costs will vary from business to business.
Here are some things that can affect the cost of your flatbed truck insurance:
- Your drivers
- How many trucks you have
- The age and condition of your trucks
- The experience and age of your drivers
- Speeding tickets
- DUIs
- Your location and hauling radius
- What you're hauling
- Accidents and claims