Purchasing a home in the Dallas suburbs & need Richardson home insurance quotes?

We can help.

Welcome to InsuranceHub, the easy place to get Richardson home insurance quotes! Whether you are currently living here in this affluent suburb of Dallas or are just thinking about moving here, we would like to show you how simple it is to save on your homeowner’s policy.

Why people LOVE to live in Richardson

108,617 people live here according to the 2014 estimated population. They all can’t be wrong, can they? This city is in Dallas and Collin counties and is bordered by the cities of Dallas, Plano and Garland which means you are close to everything here.

When you visit Richardson Tx, you will clearly see why it is nicknamed the “The Telecom Corridor.” There is a high concentration of telecommunications companies here like:

• AT&T
• Ericsson
• Verizon
• Cisco Systems
• Samsung
• MetroPCS
• Texas Instruments
• Qorvo
• Fujitsu.

What does this mean for you? When the rest of the country hit a recession in 2008, Richardson was largely not impacted because the economy remains rooted in the telecommunications industry. Both Moody’s and Standard and Poor’s bond rating agencies give this city a “AAA” rating. That means that Richardson is in the top 3.1% in the state and the top 6.8% in the nation. You can look forward to a stable economy, safe neighborhoods, warm winters and affordable homeowners insurance here.

Cheap home insurance prices in Richardson depend on a few factors:

The average home in Smyrna costs about $253,200. How much will it cost to protect your new home in Richardson? That will depend on quite a few determining factors. Here are a few:

How much does your home cost? Since the average home here is about $253,200, you can see that it will probably cost more to insure in Richardson than some of the less expensive cities in Texas.

How much would it cost to rebuild your house? That will depend on the construction of your home.

What are the crime statistics for my neighborhood? Thankfully for you and your family, with a crime rate of only 24.44 crimes per one thousand residents, it is 52% lower than the average US city. The chance of becoming a victim of either violent or property crime in Richardson is only 1 in 41.

Areavibes.com tells us that the rate for property crime is 22.74 per one thousand population. By the way this includes motor vehicle theft, arson, larceny, and burglary. As you can imagine this will affect your homeowners rates depending on what zip code you live in.

We provide free homeowners quotes in the following zip codes:

• 75080
• 75081
• 75082
• 75083
• 75085

Complete the Richardson home insurance form below or talk to one of our professionals at (877) 341-5728

• ZIP CODE*

What weather conditions pose a threat?

• Richardson has a very high risk for tornadoes. It averages about 3 tornadoes a year that cause 0 deaths each year.
• On the other hand, it is in a very low-risk hurricane zone. Only 1 hurricane have been recorded since the year 2000. The most recent hurricane was Grace back in 2003.
• Heavy rains can cause flooding from the Rowlett creek in the flood plain areas.
• It has a very low earthquake risk, with a total of 78 tremors since 1931.

How close is your home to a fire department? Richarson residents have 6 fire and emergency stations providing services to the city & surrounding areas. You can Google them to find out how close you will be.

Try using an online map to find the distance from your new home to the closest fire station. A close proximity to a fire department can reduce your home insurance rates because of the decreased response time. 

How InsuranceHub saves you money

First of all, our agents are trained to help you get every possible discount. Our goal is to help you get the most affordable policy premium possible.

Second, we do the shopping across top insurance companies, like Nationwide, Progressive & Travelers. This gives you options, which allows for great coverage at a great price.

Third of all, once you complete the online form, our team will be in touch with a few simple questions to help you to get every possible homeowner’s discount available to you. We are serious about discounts.

WANT A PRO TIP? Save up to 25% by combining your auto & home policies.

 

Also, be sure to check out these things to do and see in Richardson:

• Richardson Public Library
• Eisemann Center
• Wildflower! Arts and Music Festival
• Cottonwood Art Festival
• Huffhines Art Trails
• Santa’s Village
• Lookout Park
• Sherrill Park Golf course

If you have made “The Telecom Corridor” your new home, then contact us today for an affordable homeowners quote in Richardson, Texas.