Affordable homeowners insurance rates in Pharr, Texas
If you are looking for affordable home insurance, then you've come to the right place. Pharr is a city in Hidalgo County, Texas. It is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metro areas. As of the 2019, the city population was estimated at 78,073. Did you know that in 2006 it was awarded the coveted All-America Award? It is the nation’s longest-running and most prestigious civic recognition program.
Let's Talk Affordable Home Ownership
For starters, did you know that the average home value in Pharr is $137,608?
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost?
Do you know your home's current value?
How much would it cost to rebuild your house?
Insurance companies have to plan for a worst-case scenario. For example, if your home burned to the ground, how much would it cost to rebuild it from scratch?
What are the crime statistics for your neighborhood?
The crime rate here of 20.76 crimes per one thousand residents, which is higher than the national average. The chance of becoming a victim of a violent crime in Pharr is 1 in 213. Areavibes.com tells us that the rate for property crime is 16.06 per one thousand population including motor vehicle theft, arson, larceny, and burglary.
We provide free quotes in the following zip codes:
Here are the possible weather conditions that pose a threat in your city
- Pharr has a moderate risk for tornadoes. It averages about 1 tornado a year.
- It is in a moderate risk hurricane zone. Nine hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Don in 2011. Winds up to 95 knots have been recorded here.
- Heavy rains can cause flooding from the Hockney lake inlet in the flood plain areas.
- Pharr has a very low earthquake risk, with a total of zero earthquakes since 1931.
Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728
How close is your home to a fire department?
Fires can ravage your home quickly. Doesn't it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!
Thankfully, Pharr has 3 fire and emergency stations scattered throughout the greater metropolitan area. You can Google them to find out how close you will be. Your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.
The best part is that the agents here at InsuranceHub are trained to help you get every possible discount to help you get the most affordable policy premium possible.
How can InsuranceHub save you on your rates?
We have access to the top insurance carriers in the country. Insurance companies like:
By starting the Pharr home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible homeowner's discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.
Be sure to check out these things to do and see in Pharr, Texas:
- Pine Wood Derby Pharr Night Out
- Tasty Tuesdays
- Main Event Entertainment
- Smitty's Juke Box Museum
- Victor Garcia Municipal Park
- McAllen Dog Park
- Take the bridge to the Mexican city of Reynosa, Tamaulipas.
If you have made this winner of the "All-America Award " your home, then contact our homeowner's agents for a cheap home insurance quote in Pharr today.