Affordable homeowners insurance rates in Memphis, Tennessee

Memphis is the county seat of Shelby County, Tennessee, and had a population of 651,932 as of 2019. It's the largest city in the state of Tennessee. In 2013 Forbes magazine ranked it as one of the top 15 cities in the United States with an "emerging downtown" area. It has been referred to as: The Bluff City, The River City, Blues City, The M, MEM, and The BBQ Capital of the World!

When you visit Memphis you will see why it is nicknamed the "Birthplace of Rock and Roll." Many famous musicians grew up in and around Memphis and including Elvis Presley, Jerry Lee Lewis, Muddy Waters, Carl Perkins, Johnny Cash, Robert Johnson, W. C. Handy, B.B. King, Isaac Hayes, Booker T. Jones, and Al Green.


Let's Talk Affordable Home Ownership

Do you know the average property values for Memphis? The most recent estimates report that the average home value in your area is $134,721. What will it take to protect your home? Let's figure it out together, shall we?

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

The average home in this city is about $134,721. How do you think your house compares to this?

How much would it cost to rebuild your house?

Every house is different. Your agent will help you to calculate this value.

What are the crime statistics for your neighborhood?

There is a crime rate of 81.91 crimes per one people here. This is 158% higher than the national average rate. The chance of becoming a victim of either violent or property crime here is 1 in 14. tells us that the rate for property crime is 56.31 per one thousand population which includes motor vehicle theft, arson, larceny, and burglary.

What zipcode area do you live in?

37501, 37544, 38105, 38106, 38101, 38103, 38104, 38107, 38108, 38109, 38113, 38114, 38111, 38112, 38115, 38118, 38119, 38120, 38125, 38128, 38133, 38135, 38116, 38117, 38122, 38124, 38126, 38127, 38130, 38131, 38132, 38134, 38136, 38137, 38141, 38145, 38147, 38151, 38157, 38159, 38161, 38167, 38168, 38175, 38177, 38181, 38184, 38186, 38190, 38193, 38194, 38148, 38150, 38152, 38163, 38166, 38173, 38174, 38182, 38187, 38188, 38197

Get started with the Memphis home insurance form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

  • Memphis has a high risk for tornadoes. It averages about 2 tornadoes a year.
  • It is in a low-risk hurricane zone. Four hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Rita in 2005.
  • Heavy rains can cause flooding from the Mississippi River in the flood plains.
  • It has a moderate earthquake risk, with a total of four earthquakes since 1931.

How close is your home to a fire department?

Since a fire can destroy your home in mere moments, doesn't it make sense that the closer you are to a firehouse the safer your home would be? Thankfully, Memphis has 57 fire and emergency stations. You can Google them to find out how close you will be.

How can InsuranceHub save you on your home insurance quotes?

Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:

  • Nationwide
  • Travelers
  • Many more

By starting the Memphis home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance professional that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you.

PRO TIP: Save up to 25% by combining your auto & home policies. This means you get the best insurance coverage value at the best price.

Relocating to Memphis? Top area employers:

  • Memphis International Airport
  • FedEx Express
  • International Paper
  • AutoZone
  • Allenberg Cotton
  • American Residential Services
  • Baker
  • Donelson
  • Bearman
  • Caldwell & Berkowitz
  • Cargill Cotton
  • City Gear
  • First Horizon National Corporation
  • Evergreen Packaging
  • Kruger Products
  • Gibson guitars

This to-do & see in Memphis:

  • Beale Street
  • Graceland
  • National Civil Rights Museum
  • The Lorraine Motel
  • The Memphis Riverfront
  • Meeman-Shelby Forest State Park
  • River Walk
  • Memphis in May
  • Beale Street Music Festival
  • The World Championship Barbecue Cooking Contest
  • Indie Memphis Film Festival
  • Dixon Gallery and Gardens
  • Pinkney Herbert's Marshall Arts gallery
  • Brooks Museum of Art
  • Belz Museum of Asian and Judaic Art
  • Dixon Gallery and Gardens
  • Children's Museum of Memphis
  • Pink Palace
  • Memphis Walk of Fame
  • Mud Island River Park
  • Victorian Village
  • Cotton Museum
  • Stax Museum
  • Chucalissa Indian Village
  • Memphis Zoo

If you have made "Birthplace of Rock and Roll" your home, then contact our team for an affordable home insurance quote in Memphis today.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728