Affordable homeowners insurance rates in Valdosta, Georgia
When you visit Valdosta, you will clearly notice why it’s nicknamed the “Azalea City” seeing as how the plant grows easily and naturally. You can look forward to beautiful flowers, warm winters, affordable housing, cheap homeowners insurance, and low taxes here.
Valdosta is a city in and the county seat of Lowndes County, Georgia, United States. As of 2019, Valdosta has a total population of 56,095, and is the 14th largest city in Georgia.
Let's Talk Affordable Home Ownership
The average home in Valdosta costs about $145,008.
How much will it cost to protect your new home in Valdosta?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost?
Since the average home here is about $145,008, you can see that it will probably cost less to insure in Valdosta than some of the more expensive homes in Georgia.
How much would it cost to rebuild your house?
That will depend on the location of your home, the square footage, the location, building materials, and the coverage you have.
What are the crime statistics for your neighborhood?
Unfortunately, with a crime rate of 57.69 per one thousand residents, the city has a higher than average crime rate. The chance of becoming a victim of a violent crime in Valdosta is 1 in 266.
NeighborhoodScout tells us that the rate for property crime is 53.93 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary. Your chance of becoming a victim of any of these crimes in Valdosta is one in 19.
As you can imagine, this will affect your home insurance rates depending on what zip code you live in.
What weather conditions pose a threat?
- Valdosta has a low risk for tornadoes. It averages about 1 tornado a year that causes zero deaths each year.
- On the other hand, Valdosta , GA is in a very high-risk hurricane zone. 9 hurricanes have been recorded in the most recent hurricane was Andrea in 2013.
- Heavy rains can cause flooding from the Withalacoochee River in the flood plains.
- Valdosta , GA has a very low earthquake risk, with a total of zero earthquakes since 1931.
Complete the Valdosta home insurance form below or talk to one of our specialists at (877) 341-5728
How close is your home to a fire department?
Valdosta residents have 7 fire and emergency stations providing services to the city and surrounding areas. You can Google them to find out how close you will be.
Try using an online map to find the distance from your new home to the closest fire station. A close proximity to a fire department can reduce your home insurance rates because of the decreased response time.
How InsuranceHub saves you money
First of all, our agents are trained to help you get every possible discount. Our goal is to also help you get the most affordable policy premium.
Second, we do the shopping across top insurance companies, like Nationwide, Progressive, and Travelers. This gives you options, which allows for great coverage at a great price.
Third of all, once you complete the online form, our team will be in touch with a few simple questions to help you to get every homeowners discount available to you. We are serious about discounts.
WANT A PRO TIP? Save up to 25% by combining your auto & home policies.
Need a job once you relocate to Valdosta?
The top employers here are Moody Air Force Base, Valdosta State University, South Georgia Medical Center, Lowndes County School System, Valdosta City School System, Lowes Home Centers Inc, Convergys Corporation and City of Valdosta.
Also, be sure to check out these things to do and see in Valdosta:
- Wild Adventures Theme Park
- Valdosta Mall
- Kinderlou Forest Golf Club
- Stone Creek Country Club Grand Bay Wildlife Management Area
If you have made "The Azalea City" your home, then contact an InsuranceHub agent for an affordable home insurance quote in Valdosta.