Affordable homeowners insurance rates in Palmetto, Georgia

Palmetto is a city located in Fulton and Coweta County in Georgia. As of 2019, the population of Palmetto was 5,095. Believe it or not, this little city started simply as Johnson's Store in Coweta County. You can look forward to affordable housing, cheap homeowners insurance, and low taxes here.


Let's Talk Affordable Home Ownership

The average home value in Palmetto is $192,699. In the state of Georgia, the average home costs about $1,300 a year to insure.

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

Since the average home here is about $192,699, you can see that it will probably cost less to insure in Palmetto than some of the more expensive areas in Georgia.

How much would it cost to rebuild your house?

This depends on factors like the building materials, the location of the home, the square footage, and your coverage.

What are the crime statistics for your neighborhood?

With a crime rate of 25.26 per one thousand residents, it's about average compared to most cities. The chance of becoming a victim of either violent or property crime in Palmetto is 1 in 30. Areavibes tells us that the rate for property crime is 33.47 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine this will affect your homeowner's rates depending on what zip code you live in.

What weather conditions pose a threat?

  • Palmetto has a moderate risk for tornadoes. It averages about 2 tornadoes a year that cause zero deaths.
  • On the other hand, it's in a moderate risk hurricane zone. Nine hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
  • Heavy rains can cause flooding from the Flint River and the Chattahoochee River in the flood plain areas.
  • Palmetto has only felt 1 earthquake since 1931.


Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728

How close is your home to a fire department?

Because a fire can destroy your home quickly, the closer you are to a fire station, the cheaper rates you get on your home insurance.

Thankfully for you and your family, Palmetto has 2 fire and emergency stations scattered throughout the area.  Once you contact InsuranceHub, your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.

How can InsuranceHub save you on your home insurance quotes?

Our agents are trained to seek out every discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:

  • Nationwide
  • Travelers
  • So many more

By starting the Palmetto home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance professional that will help you get the best rates on your home. They will ask you a few simple questions to help you to get every home insurance discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.

Don't forget to check out these things to do and see in Palmetto:

  • 1828 Ramah Baptist Church
  • Palmetto Youth League
  • Historic Train Depot
  • Wayside Park, Main Street
  • Veterans Park, Park Street
  • Palmetto Neighborhood Senior Center

If you have decided to make this your new hometown, then contact our agents for an affordable homeowners quote in Palmetto today.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728