Cheap homeowners insurance quotes for homes in Lithonia, Georgia
Before we talk home insurance, here is a little about this city. Lithonia is a city in eastern DeKalb County, Georgia. As of the 2010 census there were 1,924 people living there. When you visit Lithonia Ga you will clearly see why it is nicknamed the “city of stone.“
The area has a history of rock quarries and you will see plenty of exposed rock! In fact, “Lithonia” is greek for “city/town of stone.” You can look forward to warm winters, affordable housing, cheap homeowners insurance and low taxes here.
Getting cheap home insurance quotes in Lithonia depends on many factors:
Wow! Did you know that the average home value in Lithonia is $97,900? Lithonia home values have gone up 10.7% over the past year and Zillow predicts they will rise 5.3% within the next year.
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost? Since the average home here is about $97,900 , you can see that it will probably cost less to insure in Lithonia than some of the more expensive homes in Georgia.
How much would it cost to rebuild your house? That will depend on what your home is made of.
What are the crime statistics for my neighborhood? Thankfully, with a crime rate of 257.89 crimes per one thousand residents, it is much higher than than the average rate.
Areavibes tells us that the rate for property crime is 226.34 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary. So, as you can imagine this will affect your homeowners rates depending on what zip code you live in.
Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728
What weather conditions pose a threat?
- Lawrenceville has a low risk for tornadoes. It a verages about 2 tornadoes a year that causes zero deaths each year.
- On the other hand, it is in a very moderate risk hurricane zone. 10 hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- Heavy rains can cause flooding from the Alcovy River river in the flood plain areas.
- It has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department? Fires can destroy a home in the blink of an eye, so doesn’t it make total sense that the closer you home is to a fire station, the cheaper the home insurance quote? The answer: yes, it does!
Thankfully, Lawrenceville has 8 fire and emergency stations scattered through out the greater metropolitan area. You can Google them to find out how close you will be. Rest assured that your agent will help you to get the necessary liability, fire and dwelling coverage for your home.
The agents here at InsuranceHub are expertly trained to help you get every possible discount to help you design the most affordable homeowners policy.
How can InsuranceHub save you on your rates?
We are you home insurance advisors and we can help design a policy that meets your needs. We work with Nationwide and other top carriers like Progressive & Travelers. We are here to see what your needs are and then to shop for you.
When you begin the home insurance quote form or call our offices, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will begin by asking you a few simple questions to help you to get every possible homeowners discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.
Be sure to check out these things to do and see:
- Gwinnett County Airport-Briscoe Field
- The Collins Hill, Five Forks and Lawrenceville branches of the Gwinnett County Public Library
- Lawrenceville Ghost Tours
- Gwinnett Braves
- The Aurora Theatre
- Gwinnett Historic Courthouse
- Tribble Mill Park
- Medieval Times
If you have made “the crepe myrtle city“ your home, then contact InsuranceHub for an affordable homeowners quote in Lawrenceville today.