Affordable homeowners insurance rates in Decatur, Georgia
Decatur is the county seat of DeKalb County, Georgia and an in-town suburb of Atlanta. There are about 24,002 folks living here as of the 2019. When you visit Decatur you'll clearly see why the locals say "It's greater in Decatur." You can look forward to affordable housing, cheap homeowners insurance, and low taxes here. From Adair Park to Winnona Park Historic District InsuranceHub has your home covered.
Let's Talk About Affordable Home Ownership
Did you know that the average home value in Decatur is $269,547? Decatur home values have gone up 17.9% over the past year. Average home insurance prices in Georgia costs about $2,500 annually.
How much will it cost to protect your home?
Generating Decatur home insurance quotes depend on a few additional factors:
How much does your home cost?
Since the average home here is about $269,547, you can see that it will probably cost less to insure in Decatur than some of the more expensive homes in Georgia.
How much would it cost to rebuild your house?
That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.
What are the crime statistics for my neighborhood?
Unfortunately with a crime rate of 23.35 crimes per one thousand residents. It's lower than US average and state of Georgia. Areavibes tells us that the property crime rate is 21.72 per one thousand. This includes motor vehicle theft, arson, larceny, and burglary.
As you can imagine, this will affect your homeowners insurance quotes depending on what zip code you live in.
Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728
What weather conditions pose a threat?
- Decatur has a moderate risk for tornadoes. It averages about 2 tornadoes a year that causes zero deaths.
- On the other hand, it's in a moderate risk hurricane zone. Ten hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- Heavy rains can cause flooding from the South Fork Peachtree Creek in the flood plain areas.
- It has a very low earthquake risk, with a total of 1 since 1931.
How close is your home to a fire department?
Since a fire can ravage your home quickly doesn’t it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!
Thankfully Decatur has 6 fire and emergency stations scattered through out the greater metropolitan area. You can google them to find out how close you will be.
Rest assured that your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.
The best part is that the agents here at insurancehub.com are trained to help you get every discount to help you get the most affordable policy premium.
Lets talk about that for a minute.
How can InsuranceHub save you on your home insurance quotes?
When we work with you, we offer easy options and help you to select the plan that meets your needs by connecting with carriers like:
- And many more
Complete the home insurance quote form or call us directly & our agents will be in touch right away from 8am – 7pm EST (Monday – Friday). They will ask you a few simple questions to help you to get every discount to secure the best coverage at the lowest price.
PRO TIP: you can save up to 25% by combining your auto policy.
Be sure to check out these things to do and see:
- Dekalb Farmers Market
- Eat at The Iberian Pig
- Decatur’s Square
- HomeGrown Decatur art galleries
If you have made “It is greater in Decatur“ your home, then contact InsuranceHub for an affordable home insurance quote in Decatur.