Affordable homeowners insurance rates in Dacula, Georgia

Dacula is a city in Gwinnett County, Georgia, it’s population was 5,919 in 2019. It’s motto is “a treasure in time…on track for tomorrow.” When you visit Dacula, you will clearly see why it is a great place to raise a family. You can look forward to plenty of local shopping, good schools, golf courses, cheap homeowners insurance, and low taxes here.

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Let's Talk About Affordable Home Ownership

Did you know that the average home value in Dacula is $360,223?

Home values have gone up 24.4% in Dacula over the past year according to Zillow.

Want to know much will it cost to protect your home?

It depends on quite a few determining factors. Here are a few:

How much does your home cost?

Since the average home here is about $360,223, you can see that it will probably cost more to insure in Dacula than some of the less expensive homes in Georgia.

How much would it cost to rebuild your house?

That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.

What are the crime statistics for my neighborhood?

Fortunately, Dacula is safer than 48% of cities in the U.S. It is well below the national and state average.

Neighborhood Scout tells us that the rate for property crime is 11.97 per one thousand residents. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine this will affect your homeowners rates depending on what zip code you live in.


Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

  • Dacula has a low risk for tornadoes. It averages about 1 tornado a year that causes zero deaths.
  • On the other hand, it is in a high risk hurricane zone. Ten hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
  • Heavy rains can cause flooding from the Apalachee River in the flood plain areas.
  • It has a very low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department?

A fire can destroy your home fast. Naturally, the closer you are to a fire station, the less damage you would have. For this reason, carriers give you cheaper rates the closer you are!

Thankfully for you, Dacula has 3 fire and emergency stations scattered throughout area. Once you connect with our team, your agent will help you to get the necessary liability, fire, and dwelling coverage for your home. The best part is the agents here at InsuranceHub are well-versed at finding every possible discount to keep your policy great AND affordable.

Be sure to check out these things to do and see in Dacula:

  • The Dacula and Hamilton Mill branches of the Gwinnett County Public Library
  • Elisha Winn House
  • Maple Creek Park
  • Little Mulberry Park
  • Rabbit Hill Park
  • Hamilton Mill Golf Club
  • Trophy Club of Apalachee

If you have made this your home, then contact us for an affordable homeowners quote in Dacula today.