Affordable homeowners insurance rates in Columbus, Georgia

When you visit Columbus, Ga you will clearly see why it is nicknamed the “the Fountain City.” Fountains decorate this beautiful city all over the place. Columbus makes a wonderful place to buy a house and raise a family. Affordable housing, cheap homeowners insurance, and low taxes make the Fountain city an attractive place to settle down. In 2016 the population was recorded at 197,485. Located at the heart of the Chattahoochee Valley, Columbus is Georgia’s second-largest city and fourth-largest metropolitan area.

Home Insurance Quotes in Columbus, GA

Let's Talk About Affordable Home Ownership

The average home value in Columbus is $129,431. Home values have gone up 15.3% over the past year. Since the average home value in Georgia is $251,515, you can see that Columbus offers more affordable home prices.

How much will it cost to protect my home?

The average home in Georgia costs about $2,500 to insure annually.

The cost to protect your home will depend on a few determining factors:

How much does my home cost?

Since the average home here is about $251,515, you can see that it will cost less to insure in Columbus than the more expensive homes in other cities in Georgia.

How much would it cost to rebuild my house?

That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.

What are the crime statistics for my neighborhood?

Columbus has an overall crime rate of 6.37 per 1,000 residents. It is deemed safer than 6% of cities in the U.S.

Property-crime rates, such as burglaries, larceny and motor vehicle thefts, significantly exceeded the national average (1 in 27 chance of being a victim of a property crime in Columbus vs. 1 in 42 chance in Georgia).


Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

Columbus has had tornadoes in the past. In fact back in 2009, a tornado touched down in Downtown Columbus causing severe damage to Columbus State University and minor damage to the Springer Opera House.

How close is your home to a fire department?

Since a fire can ravage your home quickly doesn’t it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!

Thankfully Columbus has 14 fire and emergency stations scattered through out the city. Your agent will help you to get the necessary liability, fire, and dwelling coverage for your home. The best part is that the agents here at are trained to help you get every discount to help you get the most affordable policy premium.

How can InsuranceHub save you on your rates?

We offer easy options and help you pick the plan that works best for your needs by connecting with carriers like:

  • Nationwide
  • Progressive
  • Travelers

By filling out the home insurance quote form or by calling our agents directly, you will have the opportunity to speak to a homeowners agent that will help you to get the best rates for your home. They will ask you a few simple questions to help you to get every discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.

Looking for a job to relocate to Columbus?

Some of the companies headquartered in Columbus include:

  • Aflac
  • Carmike Cinemas
  • TSYS
  • Realtree
  • Synovus
  • W. C. Bradley Co.

The top employers here are:

  • Fort Benning
  • Muscogee County School District
  • TSYS
  • Aflac

Be sure to check out these things to do and see

  • National Infantry Museum
  • Chattahoochee River Walk
  • River Center for the Performing Arts
  • National Civil War Naval Museum at Port Columbus
  • Coca-Cola Space Science Center
  • Columbus Museum

METRA Transit System is the primary provider of mass transportation in Muscogee County, currently operating nine routes in Columbus.

If you have made the Fountain City your home then contact InsuranceHub for an affordable homeowners insurance quote in Columbus today.