Affordable homeowners insurance rates in Madison, Alabama

Madison is a city located in Madison & Limestone County, Alabama. As of 2019 there were 49,327 people living here. This was the fastest-growing city in Alabama as of 2010, according to the Madison Chamber of Commerce. Also, it's one of the highest per capita incomes in the southeastern US. Their motto is “Play hard, learn well & live richly.”

Looking to save on your homeowners rates? We can get multiple Madison home insurance quotes today.

Let's Talk Affordable Home Ownership

How much will it cost to insure your home?

Every home is different. So here are a few things your agent will be asking you:

How much does your home cost?

Madison has an average home value in Madison is $318,419. How does your own home's value compare to this?

How much would it cost to rebuild your house?

Just suppose your home burned to the ground and the insurance company had to foot the bill to start from scratch. Any idea of what it will cost to rebuild?

What are your neighborhoods crime statistics?

The crime rate is 20.89 per one thousand people. The city is safer than 27% of cities in the US.

This means that your chance of becoming a victim crime here is 1 in 280. tells us that the rate for property crime is 17.33 per one thousand people, which includes motor vehicle theft, arson, larceny, and burglary.

Not everyone understands that your zip code will directly affect your rates.

So what Madison zip code area do you live in? We provide free quotes in the following areas: 35758, 35756, 35757

What weather conditions pose a threat?

  • There is a very high risk for tornadoes here. In fact, it averages about 3 tornadoes a year.
  • Despite having seven hurricanes within 150 miles here since the year 2000, it is still in a very low-risk hurricane zone. The most recent hurricane was Lee in 2011.
  • During the rainy season, heavy rains can cause flooding in the flood plains.
  • It has a very low earthquake risk, with a total of 7 earthquakes since 1931.

How close is your home to a fire department?

Every second counts in a house fire. The closer you are to a station the faster they can get to save your home. The good news is that Madison has 6 fire stations scattered throughout the greater metropolitan area. You can Google them to find out how close you will be.

How is InsuranceHub different? Simple. We can find the cheapest home insurance rates when we shop.

Our agents know the tricks of the trade to save you money on your rates. After all, InsuranceHub has been in business since 1985, which means you benefit from all of that experience when you complete our quote form or call for a free quote.

Your agent will help you to get all of the necessary liability, fire, and dwelling coverage for your home. Next, they will help you identify every discount available to you to help lower your rates. For example, did you know that you can save up to 25% by combining your home & auto policy?

Finally, our agents will shop your home rates among many of the top insurance carriers in the country. We're talking about insurance companies like:

  • Nationwide
  • ASI
  • Universal
  • Safeco

And those are just a few of our go-to carriers. So, why not give us a try? It is simple and easy. 

Relocating to Madison? Here's a list of some employers.

  • Madison County Schools
  • City of Madison
  • Madison County Commission
  • Intergraph
  • Tyonek Manufacturing Group, Inc.
  • Excellance, Inc.
  • Griffon Aerospace
  • Label-Aid Systems, Inc.
  • Wilson Lumber
  • STI Electronics, Inc.
  • SEA Wire & Cable, Inc.
  • Accurate Machine & Tool

Things to do in Madison:

  • Rainbow Mountain Trails
  • Madison Public Library
  • Insanity Skate Park
  • Dublin Memorial Park
  • Madison City Farmers Market
  • Rocket Republic Brewing
  • Mad County Winery
  • The Dog Spot at Creekwood Park
  • Alabama War Museum
  • Madison Christmas Parade
  • Christmas Magic Tree Decorating Contest
  • Madison Street Festival
  • Mill Creek Greenway

If you have made Madison, Alabama your home, then contact InsuranceHub for a cheap homeowners quote today.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728