Cheap Homeowners Insurance in Hoover, Alabama

Do you know these facts about Hoover?

  • Hoover is a city in Jefferson & Shelby Counties in Alabama
  • As of 2015, there were 84,848 people living here
  • The Birmingham Barons Minor League Baseball team, began in 1885
  • It was incorporated in 1967
  • It was named after a local insurance company owner, William H. Hoover
  • At one time the Creeks, Cherokees, Choctaws and Chickasaws hunted and camped here
  • The Riverchase Galleria opened in 1986
  • The Hoover Historical Society was organized in 1989 and occupies the old elementary school built in 1928
  • In 2002, the Aldridge Gardens was opened to the public after the 30-acre property was donated by the Eddie Aldridge family
  • In the 2010 census, the median household income was $72,960, and the median family income was $94,066

Details On Getting Affordable Home Insurance in Hoover, Alabama:

Were you aware that the average home value in Hoover is $260,700? Here are a few things to help us determine what your homeowner premium will be.

First, how much is your home worth? How does your home compare to the $260,700 average home price here?

If we had to rebuild your home from scratch, what would it cost? Your agent will help you find this value. They will need to know how many square feet your home is, as well as how many bedrooms and bathrooms you have.

What are your neighborhoods crime statistics? Sadly, there are 30.37 crimes per one thousand people living here. This equates to about 6% higher than the national average rate. That means that your chance of becoming a victim here is 1 in 33. Areavibes.com tells us that the rate for property crime is 28.85 per one thousand people, which includes motor vehicle theft, arson, larceny, and burglary.

 

Looking for the best and the cheapest homeowners quotes in Alabama? InsuranceHub can help get your discounts & good rate quotes.

Reduce your home insurance costs with discounts in Hoover, Alabama









Here are some of the neighborhoods we provide quotes for:

  • Acton
  • Altadena
  • luff Park
  • Caldwell Mill
  • Chace Lake
  • Country Club Highlands
  • Deer Valley
  • Georgetown
  • Green Valley
  • Greystone
  • Inverness
  • Lake Cyrus
  • Patton Chapel
  • Riverchase
  • Rocky Ridge
  • Ross Bridge
  • Russet Woods
  • Shades Mountain
  • Shoal Creek
  • Southlake
  • The Preserve
  • Trace Crossings

Were you aware that your zip code will determine your rate?

We provide quotes for 35216, 35226, 35236, 35244

What weather conditions pose a threat?

  • With 3 tornadoes a year, that means that Hoover has a very high risk for tornadoes.
  • Nine hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Lee in 2011. This means it lies in a very low-risk hurricane zone.
  • During heavy rains, the Cahaba river can cause flooding in the floodplain areas.
  • Even though there have been 19 earthquakes within 30 miles since 1931, this city still has a low earthquake risk.

How close is your home to the nearest fire station? Since an insurance company gives you cheaper rates the closer you are to the fire house… Doesn’t it make sense to find out how close you are before buying a new home? There are 5 fire stations in the city here in Hoover. You can Google it to see how close your home is from help.

How can InsuranceHub save you money on your homeowners rates?

Your agent will not compromise your safety. That means you can be confident that you will get all of the necessary liability, fire and dwelling coverage for your home. Your agent will also help you to do this by working to get you every possible discount available.

Next, they take your answers to the questions they have asked you and submit it to many of the top insurance carriers in the country. Companies like:

 

  • Nationwide
  • ASI
  • Universal
  • Safeco

And those are just a few of our go-to carriers. So, why not give us a try? It is simple and easy. 

Relocating to Hoover, Alabama? Here are some of the top local employers:

  • Blue Cross and Blue Shield of Alabama
  • Hoover Board of Education
  • Regions Financial
  • AT&T Inc.
  • City of Hoover
  • Walmart
  • T-Mobile
  • Hanna Steel Corporation & Hanna Truck Line
  • BE&K

Things to do & see in Hoover:

  • Aldridge Gardens
  • Bluff Park Community Center and Playground
  • Blue Ridge Park
  • Georgetown Park
  • Howard Lake Park
  • Aldridge Botanical Gardens
  • Hoover Metropolitan Stadium
  • Riverchase Galleria
  • Ross Bridge Golf Resort and Spa
  • Moss Rock Preserve
  • The Library Theatre

When you make the home of the “Birmingham Barons” your hometown, contact InsuranceHub for a cheap home insurance quote in Hoover, AL today.