Get insurance that will follow your food truck wherever you go
Food trucks are super popular nowadays, and for good reason! They provide quick, affordable, and delicious food that’s easy to munch while walking around – what’s not to like? You’ve come up with a creative idea for what food to sell, and you’ve tried out dozens of ingredients until you’ve gotten your snacks just right. You love cruising around to different places and feeding hungry folks, giving them yummy food that just hits the spot. You work hard, cooking all day and handling the long lines with ease. You’ve mastered the art of multitasking.
Protect yourself from risk
So you’ve got the food truck and you’ve got the plan. But you know that you also face risks as a food truck owner. You have to drive your truck on busy streets, and there’s the possibility of contaminated food that could make people sick, among other potential disasters. With keeping your food truck business going, insurance might be the last thing on your mind. But we can help you get the insurance that you need for your business to protect you from whatever life brings, and we’ll make the entire process as easy as possible.
Your food truck insurance plan might include coverages like these:
General liability insurance will protect your business from claims that your business caused someone bodily harm or property damage. It will help you cover your legal obligations to the injured party, so it’s crucial.
Inland marine insurance will protect your business’s equipment when you go mobile. No cooking equipment, no cooking. No cooking, no food truck. Imagine that some of your valuable cooking equipment gets stolen while you’re at an event. Inland marine would protect you.
Food spoilage insurance will reimburse you for the cost of ruined food if your refrigerators or freezers fail. It will also protect you if some of your food becomes contaminated. Food is the basis of your food truck business, so the contents of your refrigerators represent a significant investment!
Umbrella insurance is extra liability insurance that sits on top of your other policies. It’s important to consider an umbrella policy because it adds a significant amount of extra coverage.
Here’s how it works: Imagine the limit on your general liability policy is $1 mill. But you have a huge claim, say, 1.8 mill. Your GL policy will only cover $1 of that claim, but your umbrella insurance would jump in and cover the remaining $800,000.
It’s essential that you protect your food truck business with the right insurance
Even though you face many risks in the course of operating your food truck, with food truck insurance behind you, you can rest assured that your business can weather life’s unexpected surprises. Our experts here at InsuranceHub can help you decide which coverages are right for you, and we would love to earn the opportunity to become your trusted insurance advisor. To get started, you can either fill out our quote form or give us a call today.