Commercial Truck Insurance

Why choose InsuranceHub for your commercial truck insurance needs?

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If you're looking for commercial truck insurance for your transportation company, then you're in the right place. We're trained professionals in the industry and want to make sure your insurance needs are met.

Since 1985, InsuranceHub Leavitt has been a leading insurance agency, deeply rooted in the trucking industry. We've built a reputation on trust, reliability, and a deep understanding of the unique needs of commercial vehicle operators. Whether you manage a massive fleet, are an owner-operator, or drive a single commercial vehicle, our comprehensive insurance solutions are designed to keep you covered on every mile.

What can you expect from InsuranceHub?
  • Established Trust

    With a history dating back to 1985, we have grown alongside the trucking industry, consistently adapting to its changes and challenges.

  • Extensive Carrier Network

    We offer over 30 carriers, ensuring a wide range of choices to perfectly match your specific needs.

  • TRS Trained Agents

    Our agents are not just insurance professionals; they're TRS certified, making them exceptionally knowledgeable about the trucking industry.

  • Tailored Solutions

    We understand that each commercial vehicle and business is unique. Our team is skilled in crafting policies that address your individual needs.

  • Beyond Insurance

    We don't just stop at insurance; our separate division dedicated to DOT compliance is here to assist you in navigating regulatory complexities with ease.

Wide Range of Vehicles Covered

At InsuranceHub Leavitt, we recognize the diverse landscape of the commercial trucking industry. Our insurance policies are crafted to cater specifically to the varied types of vehicles that keep the economy moving. Here’s how we ensure that each vehicle type gets the coverage it deserves:

Semi-Trucks

  • Tailored to Long-Haul Needs: Understanding the demands of long-haul trucking, our policies for semi-trucks focus on extensive liability coverage, comprehensive physical damage protection, and cargo insurance that reflects the high value and varied nature of goods transported.

Flatbed Trucks

  • Specialized Coverage for Unique Loads: Flatbed trucks often carry oversized or unusual loads. Our insurance policies for flatbeds include customized cargo insurance options and additional coverage for potential liabilities associated with transporting such unique cargo.

Box Trucks

  • Focused on Urban and Delivery Services: Recognized as the workhorses of urban delivery and services, box trucks have unique exposure in terms of frequent stops and the handling of goods. We provide robust coverage for potential damages, theft, and liability concerns specific to this high-activity environment.

Tanker Trucks

  • Prioritizing Safety and Compliance: Transporting liquids, especially hazardous materials, poses specific risks. Our tanker truck insurance policies emphasize liability coverage, specialized cargo insurance, and ensure compliance with industry-specific regulations.

Refrigerated Trucks

  • Protecting Perishable Goods: The transportation of perishable goods requires consistent temperature control. Our policies for refrigerated trucks not only cover the vehicle but also include protection for cargo spoilage and equipment breakdown.

Tow Trucks

  • Coverage for Roadside Assistance Operators: Tow trucks operate under unique conditions, offering roadside assistance and vehicle recovery services. Our tow truck insurance policies are designed to cover liabilities specific to towing operations and the potential damages during vehicle towing and transit.

Dump Trucks

  • Addressing Heavy-Duty Operations: Typically used in construction and heavy-duty material transportation, dump trucks require specific coverage for potential liabilities related to the loading and unloading of materials, as well as the risks associated with off-road usage.

Specialty Trucks

  • Custom Solutions for Unique Vehicles: For vehicles that don’t fit into standard categories, like food trucks, utility trucks, or other specialty vehicles, we offer customized insurance solutions that address the specific risks and needs of these unique operations.

Your Business, Your Coverage

Each type of commercial vehicle has its unique set of challenges and risks. We don’t just offer generic coverage; we provide insurance solutions that acknowledge and address the specific needs of each vehicle type in your fleet. Connect with us to find the perfect fit for your commercial vehicle insurance needs.

Tailored Coverage Options

Liability Insurance

  • Protection Against Third-Party Claims: This is the cornerstone of any commercial vehicle insurance policy. It covers the costs associated with injuries or damages you may cause to others in an accident. This includes legal defense if you are sued.
  • Bodily Injury Liability: Covers medical expenses, lost wages, and other damages if someone is injured due to your vehicle's operation.
  • Property Damage Liability: Takes care of repair or replacement costs if you damage someone else’s property with your vehicle.

Cargo Insurance

  • Securing Your Freight: This insurance is crucial for businesses transporting goods. It covers the loss or damage of the cargo while in transit.
  • Customizable Limits: Depending on the value of the goods you transport, we can tailor the limits to ensure adequate coverage.
  • Broad Coverage: Our policies can cover a variety of cargo types, from general merchandise to specialized freight like hazardous materials.

Physical Damage Coverage

  • Comprehensive Protection: Covers damages to your vehicle from non-collision incidents, such as theft, vandalism, fire, natural disasters, and other specified perils.
  • Collision Coverage: Takes care of repairs or replacement of your vehicle if it's damaged in a collision, regardless of who is at fault.
  • Deductible Options: Choose a deductible that fits your financial situation, balancing monthly premiums with out-of-pocket costs in the event of a claim.

Additional Coverage Options

  • Non-Trucking Liability (Bobtail Insurance): Provides coverage when you’re using your truck for non-business purposes.
  • Trailer Interchange Insurance: Essential if you're part of a trailer interchange agreement, covering physical damage to a non-owned trailer under your care.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
  • Downtime/Rental Interruption Coverage: Offers compensation if your vehicle is out of service due to a covered loss, helping cover rental costs or lost income.
  • Roadside Assistance: For added peace of mind, this covers towing, flat tire changes, jump-starts, and more in case of breakdowns.
  • Workers’ Compensation: If you have employees, this coverage is essential for workplace injuries or illnesses.
Your Partner in Protection
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Taking the first step towards securing your business on the road is a decision that speaks volumes about your commitment to safety, security, and professionalism. When you reach out to us at InsuranceHub Leavitt, you're not just buying insurance; you're investing in a partnership that prioritizes the well-being of your business and your peace of mind.

Get started today

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We'll explain your business insurance options, offer our advice, and get you on your way to the commercial protection you need.