Affordable homeowners insurance rates in Temple, Texas
InsuranceHub offers FREE Temple home insurance quotes for the "Wildflower Capital of Texas." Before we talk insurance, here is a little about this city: Temple is a city in Bell County, Texas. As of 2019, there were 74,762 people living here. It lies just 65 miles north of Austin and 34 miles south of Waco in central Texas.
When you visit Temple, you will clearly see why it is nicknamed the "Wildflower Capital of Texas."
Let's Talk Affordable Home Ownership
The average home value in Temple is $238,596. You might be curious about how much it will cost to protect your home? Let's talk about that.
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost?
What is your home currently worth?
How much would it cost to rebuild your house?
Tell us what your home is made of and how big it is.
What are the crime statistics for your neighborhood?
There is a crime rate of 29.18 crimes per one thousand residents here. This is higher than the national average rate. The chance of becoming a victim of either violent or property crime in Temple is 1 in 28. Areavibes.com tells us that the rate for property crime is 25.56 per one thousand population including motor vehicle theft, arson, larceny, and burglary.
What zipcode area do you live in?
Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728
What weather conditions pose a threat to your home?
- Temple has a moderate risk for tornadoes. It averages about 2 tornadoes a year that cause an average of 1 death each year.
- On the other hand, it is in a very low-risk hurricane zone. Three hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Edouard in 2008. Winds up to 95 knots have been recorded here.
- Heavy rains can cause flooding from the Nolan creek in the flood plain areas.
- It has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department?
Because a fire can destroy your home quickly, the closer you are to a fire station, the cheaper rates you get on your home insurance.
Thankfully for you and your family, Temple has 8 fire and emergency stations scattered throughout the greater metropolitan area. Once you contact InsuranceHub, your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.
How can InsuranceHub save you on your home insurance quotes?
Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:
- So many more
By starting the Temple home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.
Don't forget to check out these things to do and see in Temple:
- Temple Cultural Arts District
- Frank W. Mayborn Civic & Convention Center
- Lake Belton
- Belton Lake Outdoor Recreation Area
- Lions Park
- Santa Fe Gardens
- Skate Park
- Sammons Golf Course
- Food Truck Frenzy
If you have made "Wildflower Capital of Texas" your home, then contact InsuranceHub for a cheap homeowner's quote in Temple.