If you’re a trucker, you face a lot of risks. Some of them are pretty apparent – getting into an accident, facing severe weather, something going wrong with the truck itself. But one risk that might not be so clear is the loss of your cargo. For-hire truckers don’t own the cargo they’re hauling, and that means that their standard liability policies may not cover the load they’re transporting if something happens to it en route to its destination. Cargo can be very valuable, and you might be responsible for very high losses if your cargo is damaged. (Not to mention that your relationship with your clients could be damaged.) That’s where cargo insurance can come to the rescue. We’ll explain how cargo insurance works.
Tow truck driving is not necessarily the safest job out there. The road is a dangerous place. It’s not necessarily fun to think about, but you need to be prepared for what to do if you’re in a car crash. Your actions right after the wreck can make a big difference if it comes to a lawsuit. Besides, knowing what to do and being prepared can help you stay calm and handle the situation.
We’ve all seen news reports about trucks – tractor-trailers, especially – rolling over and causing car accidents, injuries, and even fatalities. Rollovers can happen all-too-easily, and it’s important to be aware of how you can prevent them and what raises your risk of having a rollover. By doing so, you keep yourself safer when you’re behind the wheel and lower your chances of having a crash that could injure you and other people. Avoiding crashes can also help you lower your truck insurance rates, whether it’s tow truck insurance, dump truck insurance, or flatbed truck insurance. We’ll go over some potential causes of rollovers and give you some tips for preventing them.