You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered.
What isn’t covered in my standard business owner policy (BOP) property insurance policy?
First, remember that just because it isn’t covered now, does not mean that you can not add additional coverage to your policy. In fact for a small additional premium you can custom design a policy that will fit your needs. For this very reason, it is imperative to communicate openly and honestly with your insurance agent, who’s goal is to protect everything that is important to you in your business.