When you’re protecting your financial well-being and your assets, it’s important that you have enough liability insurance. Liability insurance is a crucial defense against lawsuits and claims that you’ve caused property damage or bodily injury. Home insurance and auto insurance both provide extremely valuable liability protection, but what if you face a claim that goes above the limits of coverage on your homeowners or auto insurance policy? That’s where umbrella insurance can help you. We’ll explain what personal umbrella insurance is.
If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of time into making it your own. You are proud of your home. So what if something were to happen to it — such as a fire, burglary or vandalism?