Storms can be very scary – the force and wrath of Mother Nature is not to be trifled with. If you have to weather a storm, you might be wondering how you can put your home back to rights. How can home insurance help with storm damage? We’re going to go over some of the ways that your insurance can help you out when it comes to getting your home back to normal.
When to insurance, it can feel like an agent is speaking a second language when they’re talking to you about policies and quotes and whatnot. There’s a lot of jargon that you need to deal with, and there are a lot of big words that maybe no one ever took the time to explain. It’s important that you know what these words mean. We’ve put together a list of twelve common home insurance words that you should know about.
There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to the road. Either way, the remains are lying in a heap on your lawn. But is it big enough of a deal for your home insurance to cover damages to your mailbox? Let’s find out.
As hard as it is to admit during home renovations: You can’t do it all. So, at some point, you may need to hire a contractor to do what you can’t. However, what if the person you hire gets hurt while working on your home? Are their medical bills your responsibility or the responsibility of the company that you hired them through? The answer, as with most things, is that it depends. Let’s take a look.
Your home insurance does a lot of cool things. It protects you from different losses, and it serves as a financial safety net. While there are a lot of great things that home insurance does, there are some coverages that you may want to add to your policy as endorsements. (Don’t worry – we’ll explain what an endorsement is in a second.) But what are these home insurance endorsements that you should know about so you can consider whether you should add them to your policy? We’ll go over four.
Going through the process of getting home insurance might seem intimidating and overwhelming. There are a ton of questions to answer, lots of big fancy words, and plenty of details. It might help to be prepared for what questions you’ll get ahead of time…and to know why the agent on the other end of the phone is asking what they’re asking. We’re going to explain 10 questions that an insurance agent might have for you and why the answers matter.
It might be intimidating to look at your home insurance policy. That thing looks, well, extremely boring and tedious. What if you just want a bird’s-eye view of what your policy does? Of course, it’s important to read your entire home insurance policy, but there has to be an easier way to get the basics. Well, insurance companies had the same thought. Enter the declaration page! Here’s an explanation of what the declaration page is.
So, you’re moving and you’re trying to sell your house. In fact, you have a new place that you’ve already bought, and you’re going to pack up and move. But what about your current house? You’ll have to leave it vacant while you’re still trying to sell it. But…how does your home insurance work in this situation? You’re not living in the house and all of your stuff is going to be gone. Of course, that house is still valuable, and it’s still an investment. You still need it to be protected from loss. But will your home insurance still cover the house that you’ve moved out of? We’ll explain.
It might seem a little silly to worry about home insurance on Mars now, but we’re startlingly close to settling the Red Planet. Organizations like Space X are starting to make concrete plans on just how to make our space-colonizing dreams come true. While housing on Mars sounds amazing to some, it won’t exactly be cheap. So, rebuilding your home or space dome or celestial biome every time there’s a galactic disaster may make some space explorers second-guess relocating…if they don’t have the right coverage. But what is the proper insurance coverage for a home on Mars? Here are some of our ideas.
So, we’ve all heard the expression “batten the hatches.” (If not, that’s okay.) Basically, it means to tighten and seal all the doors and windows and hunker down because a storm’s coming and it’s a fierce one. Wind damage is a major threat to a house – Mother Nature doesn’t play around, especially when summer rolls in and those storms sweep on through. It’s important to protect your house from the “water” part of storm damage, but you can’t forget about wind. Here are nine tips to protect your home from wind damage.