Whether you’re on good or bad terms, getting divorced can be rough. It can be stressful, time-consuming, and confusing with all of the paperwork that goes into it. Chances are that both of your names are listed as shared parties on a lot of documents, including your insurance policies. So, how do you divide everything up insurance-wise? Here’s what you need to know about home insurance if you’re getting divorced.
If you ever find yourself in the position of having to file a home insurance claim, you might be feeling a little stressed out. Whether it’s a fire, water damage, a fallen tree that damaged your roof, or a burglary, filing that home insurance claim might have you pulling your hair out a little. It might seem like a very intimidating thing. Maybe downright scary. But we’ve got some pro tips to help you through the process of filing that home insurance claim.
Well, you’ve got this insurance policy to protect your home – and your bank account – in case a disaster happens. The thing is, there are a lot of different terms and vocab words in there that are confusing. Some of them are even attached to numbers – yikes. We’re going to explain three different insurance numbers you need to know about when dealing with your home insurance.
Home insurance might not be your favorite thing to think about, especially if you get a scary letter saying that your policy has been nonrenewed or canceled. Wait – can they even do that? Just drop your home insurance policy and leave you with no coverage? Well, the answer is yes, in certain circumstances. But first of all, we have to explain the difference between your policy being nonrenewed and your policy being canceled – they’re two different things, and the distinction makes a difference when you’re trying to get home insurance after losing your coverage. We’ll explain what nonrenewal is, what cancellation is, and why home insurance companies cancel insurance.
Life doesn’t always go as planned. And that’s why they invented insurance. Your home insurance policy will protect you from a financial loss if something happens to your home and it will cover your legal liability for many situations. But there are certain things that home insurance simply doesn’t account for. Check out the following insurance policies that you might not have – but that you might need.
Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put in the hallways…and then, of course, there’s home insurance. If you’re going through the process of buying home insurance, you might be holding your breath and bracing yourself for the cost.
But we’ve got good news: you can save money on your home insurance.
There are these magical things called discounts that can knock the price of your homeowners insurance down. We’re going to explain about 15 home insurance discounts to ask about.
You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.
Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects of being a homeowner (besides figuring out what color to paint the kitchen.) One of those complicated things is buying home insurance. You might be wondering what exactly homeowners insurance covers and how it protects your house. We’ll go over five different areas that home insurance covers and explain how home insurance protects your home.
Home insurance payments perhaps aren’t your favorite things. The deadlines are usually doable and you get that check in the mail (or pay online) with plenty of time. But sometimes things happen and you miss a payment. Maybe an emergency came up and you couldn’t get the bill paid. Perhaps it’s been a tough month financially and you just can’t make that payment. Or you may have simply forgotten – it happens. Whatever the reason may be, the home insurance bill didn’t get paid. And now you’re wondering what happens if you miss a home insurance payment. We’ll explain.
Nothing in life is certain. Sometimes we experience major life changes, and when life events happen you might need to re-evaluate your insurance situation and needs. It’s important to make sure that you have the coverage you need to be protected from all the risks you face every day. You definitely don’t want to end up underinsured, whether it’s with your home insurance or your auto insurance. So, we’ll go over some life situations that could mean you need to give your agent a call.