28 Feb
2018

What’s a package policy? (Hint: You can save on business insurance)

by Katelyn Betts | in Business Insurance, Insurance

If you’re like a lot of business owners out there, you’re probably worried about the cost of business insurance. And we don’t blame you – insuring a business, even a small one, can get pricey quickly.

But don’t worry:

We’re going to explain how you can save money on business insurance. We’ll tell you what a commercial package policy is and what a BOP is. We’ll outline some of the benefits of getting this type of insurance (we already mentioned one perk in the title of this article.)

So. Without further ado, let’s get started.

22 Mar
2016

Property Insurance Losses Not Covered In A Basic BOP

by InsuranceHub | in Business Insurance

You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered.

What isn’t covered in my standard business owner policy (BOP) property insurance policy?

First, remember that just because it isn’t covered now, does not mean that you can not add additional coverage to your policy. In fact for a small additional premium you can custom design a policy that will fit your needs. For this very reason, it is imperative to communicate openly and honestly with your insurance agent, who’s goal is to protect everything that is important to you in your business.

18 Mar
2016

What Is Property Insurance & What Does It Cover?

by InsuranceHub | in Business Insurance

Just suppose your business property was hit by:

Lightning
Fire
Hurricane
A Burglar
An Embezzler

What would you do? Hopefully, these things will never happen to your company, but an astute business owner however protects himself/herself and their company from the worst case scenario by:

Commercial Property Insurance
Managing Risk

11 Mar
2016

6 Ways To Keep Business Premiums Down

by InsuranceHub | in Business Insurance

If you looking for ways to lower your commercial insurance rates, then you are not alone. Nowadays, it seems like every business owner is trying to find ways to reduce costs and cut expenses. So, the $99,000 question is then, “How can we keep our business premiums down?”

04 Mar
2016

Five Tips for Buying Business Insurance

by InsuranceHub | in Business Insurance, Tips

So, you are shopping for small business insurance? Well, kudos to you for seeing the importance of protecting your business! Each year, there are thousands of small business owners just like you that not only lose their business, but also their livelihood, savings, credit, homes, and reputation due to lawsuits.

These reasons are why our team at InsuranceHub will share these 5 ways you can buy the best business insurance for your company. Let’s outline them first, then we will dive into them one at a time.

23 Feb
2016

3 Ways To Insure Your Home-Based Business

by InsuranceHub | in Business Insurance

You’re here, so thankfully you see the importance of insuring your small business. Unfortunately, 6 out of 10 home business owners don’t get this. A standard home insurance policy simply isn’t enough!

So what is the best way to get commercial insurance for a home-based business?

You have 3 choices based on the kind of company you have and the insurance company you are working with.

19 Feb
2016

Make Sure Your Coverage Matches Your Business Size

by InsuranceHub | in Business Insurance

How To Match Your Insurance To Your Business

If you have a home-based business, a small business or a worldwide business, read closely about how to select the right coverage for your company. Choosing the right type and amount of insurance for your business can be tricky at times. This is why we created InsuranceHub. We help match your business with the appropriate coverage.

How do we do that? First, we help you answer these questions:

What type of business are you in?
Where is it located?
Do you have employees?
How many employees?

16 Feb
2016

What is a Business Owners Policy?

by InsuranceHub | in Business Insurance

What is a business owners policy and how can it help you save money on your small business insurance? If you are a small business owner shopping for commercial insurance, then read closely. Did you ever go to a restaurant that had a la carte pricing? It can get expensive very quickly. However, when you ask about the “specials” they are having, you find out you can get a meal with an appetizer and desert while saving a lot of money!

Did you know that business insurance works the same way? You can purchase individual insurance policies separately or in a package called a business owners policy, or a BOP.