If you have dump trucks or run a dump truck business, there’s a lot that you have to juggle. One aspect of your business that might have you feeling a little overwhelmed is the dump truck insurance part of things. You probably have quite a few questions about the insurance you need for your business. We’re going to answer four frequently asked questions about dump truck insurance so you have a place to start when considering dump truck insurance.
If you’re a trucker, you face a lot of risks. Some of them are pretty apparent – getting into an accident, facing severe weather, something going wrong with the truck itself. But one risk that might not be so clear is the loss of your cargo. For-hire truckers don’t own the cargo they’re hauling, and that means that their standard liability policies may not cover the load they’re transporting if something happens to it en route to its destination. Cargo can be very valuable, and you might be responsible for very high losses if your cargo is damaged. (Not to mention that your relationship with your clients could be damaged.) That’s where cargo insurance can come to the rescue. We’ll explain how cargo insurance works.
Businesses and organizations face many risks, some of them relating to the directors and officers who run things. There are numerous employment-related risks that the directors and officers face, and if they get accused of some sort of negligence or wrongdoing the resulting costs for the business (and the individuals themselves) can be very high. We’re going to explore five different potential sources of director’s and officers liability – and we’ll talk about getting the D&O liability insurance you need to protect your business.
You may always want to assume the best in people, but sometimes employees can be a little bit less than honest. Maybe a few dollars disappear from your cash register, maybe some merchandise finds itself missing, or maybe the expense report that you left up to an employee is more than a little off each month. In any case, employee dishonesty insurance can be a great asset to your business, whether you’re in a particularly risky industry or you’re a small business that wants to prevent sticky fingers. Here’s how.
If you’ve served liquor at your restaurant, catering company, or company party, you may have at least one liquor liability horror story. Where there’s alcohol, there’s bound to be someone who parties a little too hard. And when a drunk person gets out of hand, they could end up hurting themselves and others. This could cause big liability issues for your business.
If you have liquor liability insurance for your business, these bodily injuries and property damage can be taken care of. However, as important as it is to have coverage for liquor liability incidents, it’s just as important to know how to prevent these mishaps in the first place. Here are 7 tips on how to reduce your chance of liquor liability before anything serious happens.
You may be a little hesitant to buy liquor liability insurance if you own anything else but a bar. However, this type of insurance can make or break any business that serves alcohol. It’s no secret that people can get a little rowdy when they’re intoxicated, and when you’re the business that served them that alcohol, you can be found liable for your patrons’ behavior. So, how can liquor liability insurance help protect your business when someone lets a little too loose? What is liquor liability insurance anyway? And why do you need it? Let’s take a look.
If you have an auto repair shop or a garage, the days are always packed. With cars that need to be fixed or serviced and returned to their owners, paperwork to handle, and premises to maintain, it’s hectic. One aspect of having a shop that you might be scratching your head about is auto body shop insurance. What coverages do you need? Auto shops aren’t without their risks, after all, and when life throws a curveball you have to be ready to hit it back. We’re going to go over five auto body shop insurance coverages you can consider.
“I volunteer as tribute!”
Okay, voluntary benefits aren’t quite a fight to the death to see which of your employees gets the best insurance plan. However, if your company does already offer group health benefits, offering voluntary benefits can give you a bigger fighting chance when recruiting top talent. It will also give you a hand in creating an environment full of happy, healthy, and therefore, loyal employees. Here’s how.
When you’re a small business owner, there are a lot of details that go into running a business that most people conveniently forget to tell you about. One of which is more than likely group health insurance. What is it? How do you get it? How do you get the right plan for you and your employees?
Here are some of the main things to consider when shopping for a group health plan for your business.
So, your friends and family have been raving about your cooking since you were old enough to hold a spatula. Or maybe you’ve just graduated from cooking school with years of restaurant experience under your belt. Or you could be following a lifelong dream after years of planning, saving, and a worrying about all the small details. Now you have your own place to share your food with the world! (Or at least your community.)
However, there’s one very important detail to keep in mind before you open your doors: restaurant insurance.