28 Feb
2018

What’s a package policy? (Hint: You can save on business insurance)

by Katelyn Betts | in Business Insurance, Insurance

If you’re like a lot of business owners out there, you’re probably worried about the cost of business insurance. And we don’t blame you – insuring a business, even a small one, can get pricey quickly.

But don’t worry:

We’re going to explain how you can save money on business insurance. We’ll tell you what a commercial package policy is and what a BOP is. We’ll outline some of the benefits of getting this type of insurance (we already mentioned one perk in the title of this article.)

So. Without further ado, let’s get started.

22 Mar
2016

Property Insurance Losses Not Covered In A Basic BOP

by InsuranceHub | in Business Insurance

You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered.

What isn’t covered in my standard business owner policy (BOP) property insurance policy?

First, remember that just because it isn’t covered now, does not mean that you can not add additional coverage to your policy. In fact for a small additional premium you can custom design a policy that will fit your needs. For this very reason, it is imperative to communicate openly and honestly with your insurance agent, who’s goal is to protect everything that is important to you in your business.

18 Mar
2016

What Is Property Insurance & What Does It Cover?

by InsuranceHub | in Business Insurance

Just suppose your business property was hit by:

Lightning
Fire
Hurricane
A Burglar
An Embezzler

What would you do? Hopefully, these things will never happen to your company, but an astute business owner however protects himself/herself and their company from the worst case scenario by:

Commercial Property Insurance
Managing Risk

16 Feb
2016

What is a Business Owners Policy?

by InsuranceHub | in Business Insurance

What is a business owners policy and how can it help you save money on your small business insurance? If you are a small business owner shopping for commercial insurance, then read closely. Did you ever go to a restaurant that had a la carte pricing? It can get expensive very quickly. However, when you ask about the “specials” they are having, you find out you can get a meal with an appetizer and desert while saving a lot of money!

Did you know that business insurance works the same way? You can purchase individual insurance policies separately or in a package called a business owners policy, or a BOP.