Sample Scenario: The home you bought because of the location and because it wasn’t in a high-risk flood zone, is suddenly deluged with 5+ feet of water. What would you do?
That is exactly what happened to homeowners and renters in Baton Rouge, Louisiana earlier this year. Homeowners were left scratching their heads on how this could happen. Apparently, Mother Nature doesn’t recognize “low and moderate flood risk” zones that realtors & insurance companies use.
For those of our readers in hurricane-prone areas like South Carolina, North Carolina or Texas, read closely.