Affordable homeowners insurance rates in San Juan, Texas
San Juan is a city in Hidalgo County, in the valley of the Rio Grande, and has a population of 36,744. It's only about 10 miles from the border of Mexico. The cost of living here is roughly 25 percent cheaper than the rest of the United States. Also, the median household income here is $40,773, and the median individual income here is $19,655.
San Juan is most commonly known for "Basilica of Our Lady of San Juan" one of the largest churches in the Rio Grande Valley.
Let's Talk Affordable Home Ownership
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few questions your InsuranceHub agent will ask:
How much does your home cost?
Research shows that as of 2021 the average home here is about $147,020. Do you know the current worth of your house?
How much would it cost to rebuild your house?
We suggest that you jot down any upgrades or extras that you might have in your home. For example, if you have hardwood floors then tell your agent.
What are the crime statistics for my neighborhood?
Did you know that there is a crime rate of 25.25 crimes per one thousand residents here? This is lower than the national average rate. That means your chance of becoming a victim of a violent crime in San Juan is 1 in 247. Areavibes.com tells us that the rate for property crime is 21.19 per one thousand population including motor vehicle theft, arson, larceny, and burglary.
What zipcode area do you live in?
- 78589
What weather conditions pose a threat?
- San Juan has a low risk for tornadoes. It averages about zero tornadoes a year.
- It is in a very low-risk hurricane zone. Six hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Hermine in 2010.
- Heavy rains can cause flooding from the Oslo creek in the flood plain areas.
- San Juan has a very low earthquake risk, with a total of zero earthquakes since 1931.
Get started with the San Juan home insurance form below or pick up the phone to talk to one of our professionals at (877) 341-5728
How close is your home to a fire department?
For every moment it takes the fire truck to get to your home, it could cost you thousands of dollars. You save money the closer you live to the fire department. The good news is that San Juan has a local fire station. You can Google them to find out how close you will be.
Remember, that your agent will help you to get all of the necessary liability, fire, and dwelling coverage for your home. The good thing though is that they will help you get all of the discounts that are available to you. This means you save the most money.
How can InsuranceHub save you on your home insurance quotes?
Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:
- Nationwide
- Travelers
- Many more
By starting the San Juan home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you.
PRO TIP: Save up to 25% by combining your auto & home policies. This means you get the best insurance coverage value at the best price.
Some of the top employers in San Juan:
- Pharr-San Juan-Alamo Independent School District
- South Texas Independent School District
- CVS pharmacy
- Auto zone
- Dollar Tree
- H-E-B
Be sure to check out these things to do and see in San Juan:
- San Juan Memorial Library
- Camp Native – Birding/Wildlife Viewing
- Letras y Arte
- PSJA Bears Homecoming Parade
If you have made the city that embodies "the spirit of South Texas" your home, then contact InsuranceHub for affordable homeowners quote in San Juan today.