Buying a home & need cheap Pearland home insurance quotes?
We can help.
Welcome to our Pearland neighbors who are looking to save money on their home insurance rates! Your friendly InsuranceHub agent is willing to show you how to save on your homeowner’s rates here in this beautiful city. There are plenty of reasons why Pearland has grown leaps and bounds since the year 2000.
Located in parts of Brazoria, Fort Bend and Harris counties Pearland is part of the Houston–The Woodlands–Sugar Land metro area. As of 2014, there were an estimated 103,441 people living here making it one of the fastest-growing cities in Texas.
You will love that it is just a short 20-minute drive to downtown Houston, allowing you to experience all the big city has to offer! Despite all of its suburban growth, the Houston Chronicle reports that Pearland’s “rural roots still show” on the east side. Now you can see why it has the motto “Where Town Meets Country.” You can look forward to safe neighborhoods, warm winters and affordable housing here.
Getting cheap home insurance quotes in Pearland comes down to factors like these:
Did you know? The most recent estimates report that the average home value in Pearland, Tx is $179,600.
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost? Since the average home here is about $179,600, you can see that it will probably cost less to insure in Pearland than some of the more expensive homes in Texas.
How much would it cost to rebuild your house? That will depend on how your home is constructed.
What are your neighborhood’s crime statistics? The more crime = the higher your rates. Thankfully, with a crime rate of 21.6 crimes per one thousand residents, it is safer than 57% of the US cities out there. The chance of becoming a victim of either violent or property crime in Pearland is 1 in 47. Areavibes.com tells us that the rate for property crime is 20.08 per one thousand population. By the way, this includes motor vehicle theft, arson, larceny, and burglary. Note that your zip code will affect your homeowner’s rates.
Here are the local zip codes that we provide free homeowners quotes for:
We love providing quotes to our friends in the many master-planned communities here:
- Sunrise Lakes
- Southern Trails
- Lakes of Highland Glen
- Shadow Creek Ranch
Get started with the Pearland home insurance form below or pick up the phone to talk to one of our specialists at (877) 341-5728
What weather conditions pose a threat to your home?
- Pearland has a very high risk for tornadoes. It averages about 3 tornadoes a year here. Sadly a category 4 tornado hit here in 2015 killing 10 people.
- It is in a very high-risk hurricane zone. In fact, 10 hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Ike in 2008. Winds of 95 mph have been recorded here.
- Heavy rains can cause flooding from the shadow creek in the flood plain areas.
- Pearland, TX has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department? A fire can destroy your home quickly, so the closer you are to a fire station, the cheaper rates you can receive on your home insurance.
Thankfully for you and your family, the Pearland area has 4 local fire stations. We suggest mapping out your new home to see the proximity to the fire station. Then, once you contact InsuranceHub, your agent will help you to get the necessary liability, fire and dwelling coverage for your home.
How can InsuranceHub save you on your home insurance quotes?
Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:
- Many more
By starting the Pearland home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you.
PRO TIP: Save up to 25% by combining your auto & home policies. This means you get the best insurance coverage value at the best price.
Check out these things to do and see in Pearland:
- Pearland Town Center
- Shadow Creek Town Center
- The Spectrum District
- Silverlake Village Shopping Center
- The Crossing @ 288
- Shadow Creek Market Place
- Cinemark Movies 12
- Pearland Old Townsite Farmer’s Market
- Summer Movie Nights
- The Pearland Natatorium and Recreational Center
- Pearland Wine and Food Festival
If you have made the city where “Where Town Meets Country” your home, then contact the InsuranceHub team for an affordable homeowner’s quote in Pearland.