Affordable homeowners insurance rates in Kerrville, Texas

Kerrville is a city in Kerr County, Texas, with a population of 23,136 as of 2019. It's the county seat of Kerr County.

When you visit Kerrville, you will see why it has the motto: Lose Your Heart To The Hills. While nestled in the Texas hills, you will enjoy the beautiful parks that line the Guadalupe River, which runs through the heart of the city.

texas home insurance

Let's Talk Affordable Home Ownership

You need to know the average home values. The most recent estimates report that the average home value in Kerrville, Tx is $311,156.

So, how much will it cost to protect your own home?

That will depend on quite a few determining factors:

How much does your home cost?

We have already discussed that the average home here is about $311,156. Some are more others are less. Where does yours fit here?

How much would it cost to rebuild your house?

Talk to your agent to help you answer this question based on inflation.

What are the crime statistics for your neighborhood?

With a crime rate of 12.73 crimes per one thousand residents, it's lower than the average rate. The chance of becoming a victim of a violent crime here is 1 in 374. Areavibes.com tells us that the rate for property crime is 10.05 per one thousand population which includes motor vehicle theft, arson, larceny, and burglary.

What Kerrville zip code area do you live in?

  • 78028
  • 78029

What weather conditions pose a threat?

  • Kerrville has a low risk for tornadoes. It averages about 1 tornado a year.
  • It is in a very low-risk hurricane zone. Three hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Hermine in 2010.
  • Heavy rains can cause flooding from the Guadalupe River in the flood plain areas.
  • Kerrville has a very low earthquake risk, with a total of zero earthquakes since 1931.

Get started with the Kerrville home insurance form below or pick up the phone to talk to one of our specialists at (877) 341-5728

How close is your home to a fire department?

Doesn't it make sense that the closer you are to a firehouse the less damage you would have? Thankfully, Kerrville has 3 fire stations. You can google them to find out how close you will be.

How can InsuranceHub save you on your home insurance quotes?

Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:

  • Nationwide
  • Travelers
  • Many more

By starting the Kerrville home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you.

PRO TIP: Save up to 25% by combining your auto & home policies. This means you get the best insurance coverage value at the best price.

Top local employers in Kerrville, Texas:

  • Kerrville Independent School District
  • Major employers
  • Peterson Regional Medical Center
  • South Texas Veterans Health Care System-Kerrville
  • Kerrville State Hospital
  • Kerrville Independent School District
  • Lowe’s Home Improvement Warehouse
  • H-E-B Grocery Store
  • Wal-Mart Super Center
  • James Avery Craftsman, Inc.
  • Home Depot
  • City of Kerrville
  • Kerr County

Check out these things to do & see in Kerrville:

  • Kerrville Folk Festival
  • Texas State Arts and Crafts Fair
  • Texas Lions Camp
  • Echo Hill Ranch Summer Camp
  • Kerrville Folk Festival
  • Kerrville Kroc Center
  • Kerrville-Schreiner Park
  • Museum of Western Art
  • Riverside Nature Center
  • Charles Schreiner Mansion
  • James Avery Headquarters
  • Schreiner University
  • Guadalupe River
  • Scott Schreiner Municipal Golf Course
  • Amphitheaters at The Point Theatre
  • Louise Hays Park
  • Kerrville-Schreiner Park

If you have made the city called "Lose Your Heart To The Hills" your home, then contact our team for an affordable home insurance quote in Kerrville today.

Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728