Affordable homeowners insurance rates in Sugar Hill, Georgia

Before we talk home insurance, here is a little about this city. When you visit Sugar Hill you will clearly see why it’s motto is “Enjoy the sweet life!” According to Sugar Hill’s city hall, the town was named after an incident where a large shipment of sugar spilled and the area became known as “the hill where the sugar spilled” or “the sugar hill.”

Combine that sweet history with all that this city has to offer and you can see why it makes a great place to call home. You can look forward to golf, beautiful parks, wonderful amenities, affordable housing, cheap homeowners insurance, and low taxes here.

Sugar Hill is a city in northern Gwinnett County, Georgia. As of 2019, the population was 23,121 making it the fourth-largest city in Gwinnett. It ranked 75 out of the 100 highest growing cities in the nation, and one of the 20 fastest growing cities in the state of Georgia.

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Lets Talk Affordable Home Ownership

Did you know that the average home value in Sugar Hill is $365,809? Sugar Hill home values have gone up 26.3% over the past year.

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

Since the average home in Sugar Hill is about $365,809, you can see that it will probably more to insure a home in Sugar Hill than some of the less expensive areas in Georgia.

How much would it cost to rebuild your house?

That will depend on the location of your home, the square footage, the location, building materials, and the coverage you have.

What are the crime statistics for my neighborhood?

With a crime rate of 12.63 per one thousand residents, it's lower than average.

Areavibes tells us the chance of becoming a victim of a violent crime in Sugar Hill is 1 in 947. As you can imagine, this will affect your homeowners rates depending on what zip code you live in.


Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

  • Sugar Hill has a high risk for tornadoes. It averages about 2 tornadoes a year that causes 1 death each year.
  • On the other hand, it is in a high risk hurricane zone. Ten hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
  • Heavy rains can cause flooding from the Chattahoochee river in the flood plain areas.
  • It has a very low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department?

Since a fire can ravage your home quickly, doesn't it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!

Thankfully, Sugar Hill has Gwinnett County fire station 26 located at 6075 Suwanee Dam Rd. There are other fire and emergency stations scattered throughout the greater Gwinnett county area as well. You can Google them to find out how close you will be.

Rest assured that your agent will help you to get the necessary liability, fire, and dwelling coverage for your home. The best part is that the agents here at are trained to help you get every discount possible to help you get the most affordable policy premium.

How can InsuranceHub save you on your rates?

Just imagine a computer base of all the top insurance carriers in the country. Insurance companies like:

  • Nationwide
  • Progressive
  • Travelers
  • Just to name a few.

By starting the home insurance quote form or by calling our hotline, you will have the opportunity to speak to a homeowners insurance professional that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every homeowners discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.

In the meanwhile are you looking for a job to relocate here?

Makita has a factory here that employees about 400 people.

Be sure to check out these things to do and see in Sugar Hill:

  • Sugar Hill Golf Course
  • Annual Sugar Rush Fall Festival
  • The Amphitheatre, The Bowl at Sugar Hill
  • The EpiCenter, a proposed  326-seat performing arts theater, a recreation center and gymnasium, community rooms, some 30,000 square feet of retail, office, and restaurant space, including a roof-top lounge.

If you "enjoy the sweet life" here, then contact InsuranceHub for an affordable homeowners quote in Sugar Hill today.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728