Affordable homeowners insurance rates in Stone Mountain, Georgia
Before we talk home insurance, here's a little about this city: Stone Mountain is a city in DeKalb County, Georgia. In 2019, there were 6,285 people living within the city limits.
When you visit Stone Mountain, GA you will clearly see why it is motto is “A City of Vision.” Did you know that some of the tournaments in the 1996 Summer Olympic Games were held here? You can look forward to affordable housing, cheap homeowners insurance, and low taxes here.
Let's Talk Affordable Home Ownership
Did you know that the average home value in Stone Mountain is $233,064?
Stone Mountain home values have gone up 25.2% over the past year.
Want to know much will it cost to protect your home?
It depends on quite a few determining factors. Here are a few:
How much does your home cost?
Since the average home here is about $233,064, you can see that it will probably cost less to insure in Stone Mountain than some of the more expensive homes in Georgia.
How much would it cost to rebuild your house?
That will depend on the location of your home, the square footage, the location, building materials, and the coverage you have.
What are the crime statistics for my neighborhood?
Unfortunately, with a crime rate of 37.57 per one thousand residents, it's higher than average. The chance of becoming a victim of a violent crime in Stone Mountain is 1 in 179.
Areavibes reports that the rate for property crime is 32 per one thousand. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine, this will affect your homeowners rates depending on what zip code you live in.
What weather conditions pose a threat?
- Stone Mountain has a low risk for tornadoes. It averages about 2 tornadoes a year that causes zero deaths each year.
- On the other hand, it is in a moderate risk hurricane zone. Ten hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- Heavy rains can cause flooding from the Yellow River in the flood plain areas.
- It has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department?
Since a fire can ravage your home quickly, doesn't it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!
Thankfully, Stone Mountain has 5 fire and emergency stations scattered through out the greater metropolitan area. Rest assured that your agent will help you to get the necessary liability, fire, and dwelling coverage for your home. The best part is that the agents here at InsuranceHub are trained to help you get every discount possible to help you get the most affordable policy premium.
We shop & you save on home insurance quotes. We work with top carriers like Nationwide and others:
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By starting the home insurance quote form or by calling our hotline, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every homeowners discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.
Are you looking for a job to relocate here?
Makita has a factory here that employees about 400 people.
Be sure to check out these things to do and see in Stone Mountain:
- Stone Mountain Park and museum
- ART Station Contemporary Arts Center and Theatre Company
- Wade-Walker Park
- Stone Mountain Glass Shop
- Stone Mountain Antique Car and Treasure Museum
- Stone Mountain Golf Course
If you have made this "City of Vision" your home, then contact InsuranceHub for cheap homeowners quotes in Stone Mountain today.