Affordable homeowners insurance rates in Savannah, Georgia
Before we talk home insurance, here is a little about this city. When you visit Savannah, you will clearly see why it is nicknamed the “The Hostess City of the South.” Georgia is renowned for its Southern Hospitality, and the people of Savannah certainly live up to that reputation!
Did you know that Savannah has consistently been named one of “America’s Favorite Cities” by Travel + Leisure? You can look forward to friendly neighbors, warm winters, affordable housing, cheap homeowners insurance, and low taxes here.
According to the U.S. Census Bureau, Savannah’s 2019 estimated population was 145,403. Savannah is Georgia’s fifth-largest city and third-largest metropolitan area.
Let's Talk Affordable Home Ownership
The average home value in Savannah is $224,373. Savannah home values have gone up 18.8% over the past year according to Zillow.
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost?
Since the average home here is about $224,373, you can see that it will probably cost less to insure in Savannah than some of the more expensive homes in Georgia.
How much would it cost to rebuild your house?
That will depend on the location of your home, the square footage, the location, building materials, and the coverage you have.
What are the crime statistics for my neighborhood?
With a crime rate of 27.19 per one thousand residents, it's a higher than average rate for the state. The chance of becoming a victim of a violent crime in Savannah is 1 in 229.
NeighborhoodScout tells us that the rate for property crime is 22.83 per one thousand. This includes motor vehicle theft, arson, larceny, and burglary.
Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728
What weather conditions pose a threat?
- Savannah has a moderate risk for tornadoes. It averages about 2 tornadoes a year that causes zero deaths each year.
- On the other hand, Savannah, GA is in a high risk hurricane zone. Ten hurricanes have been recorded since 2000. The most recent hurricane was Lee in 2011.
- Savannah, GA has a low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department?
Because a fire can destroy your home quickly, the closer you are to a fire station, the cheaper rates you get on your home insurance.
Thankfully for you and your family, Savannah has 6 fire and emergency stations scattered throughout the greater metropolitan area. Once you contact InsuranceHub, your agent will help you to get the necessary liability, fire and dwelling coverage for your home.
How can InsuranceHub save you on your home insurance quotes?
Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:
- So many more
By starting the Savannah home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance specialist that will help you to get the best rates for your home. They will ask you a few simple questions to help you to get every home insurance discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.