Affordable homeowners insurance rates in Lilburn, Georgia
Before we talk home insurance, here is a little about this city: When you visit Lilburn Ga you will clearly see why its motto is "Small Town, Big Difference." You can look forward to affordable housing, cheap homeowners insurance, and low taxes here. Lilburn is a city in Gwinnett County, Georgia, with a population of 12,644 as of 2019.
Let's Talk Affordable Home Ownership
For starters, area home values are a big factor. In your case, the average home value in Lilburn is $320,061. Local home values have gone up 25.3% over the past year.
How much will it cost to protect your home?
That will depend on quite a few determining factors. Here are a few:
How much does your home cost?
Since the average home here is about $320,061, you can see that it will probably cost more to insure in Lilburn versus other areas in Georgia.
How much would it cost to rebuild your house?
That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.
What are the crime statistics for my neighborhood?
Lilburn has a crime rate of 29.43 per one thousand residents. Lilburn has a lower than average rate. The chance of becoming a victim of either violent crime in Lilburn is 1 in 557.
Areavibes tells us that the rate for property crime is 27.63 per one thousand people. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine, crime statistics affect your home insurance rates depending on where you live.
What weather conditions pose a threat?
- Lilburn has a low risk for tornadoes. It averages about 1 tornado a year that causes zero deaths.
- On the other hand, it is in a moderate risk hurricane zone. Ten hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
- Heavy rains can cause flooding from the Brushy Fork Creek river in the flood plain area.
- It has a very low earthquake risk, with a total of zero earthquakes since 1931.
How close is your home to a fire department?
Since a fire can ravage your home quickly doesn't it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!
Thankfully, Lilburn has 6 fire and emergency stations scattered throughout the city area. Rest assured that your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.
The best part is that the agents here at insurancehub.com are trained to help you get every possible discount possible to help you get the most affordable policy premium possible.
How can InsuranceHub save you on your rates?
Just imagine a computer base of all the top insurance carriers in the country. Insurance companies like:
- Nationwide
- Progressive
- Travelers
- Just to name a few.
By starting the home insurance quote form or by calling our hotline, you will have the opportunity to speak to a homeowners insurance professional that will help you to get the best rates for your home. They will ask you a few simple questions to help you to get every possible discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.
Be sure to check out these things to do and see in Lilburn:
- Vines Botanical Gardens
- Washington Farms, where you can pick your own berries to eat.
- Corn Dawgs Corn Maze
- Bay Creek Park
- Loganville Toddler Park
If you have made this city your home, then contact InsuranceHub for an affordable homeowners quote in Lilburn today.