Affordable homeowner insurance rates in Bethlehem, Georgia

Bethlehem is a town in Barrow County, Georgia. Back in the 2019, there were about 942 people recorded living there. When you visit Bethlehem, Georgia you will clearly see why it’s motto is: “The little town under the star.” This town was named for the original Bethlehem Methodist Church, which was established in 1796. Every street name comes from the story of the birth of Jesus. You can look forward to a small town feeling, affordable housing, cheap homeowners insurance, and low taxes here.

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Let's Talk About Affordable Home Ownership

Did you know that the average home value in Bethlehem is $254,151? Bethlehem home values have gone up 18.8% over the past year according to Zillow.

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

Since the average home here is about $254,151 you can see that it will probably cost less to insure in Bethlehem than some of the more expensive places in Georgia.

How much would it cost to rebuild your house?

This depends on factors like the building materials, the location of the home, the square footage, and your coverage.

What are the crime statistics for my neighborhood?

Thankfully, with a crime rate of 22.07 per one thousand residents, it is slightly higher than the state of Georgia's average. The chance of becoming a victim of a violent crime here is 1 in 242.

Neighborhoodscout.com tells us that the rate for property crime is 15.5 per one thousand population. This includes motor vehicle theft, arson, larceny, and burglary. As you can imagine this will affect your homeowners rates depending on what zip code you live in.

Get started with the form below or pick up the phone to talk to one of our specialists at (877) 341-5728

What weather conditions pose a threat?

  • Bethlehem has a low risk for tornadoes. It averages about 1 tornado a year that causes zero deaths.
  • On the other hand, it is in a moderate risk hurricane zone. Nine hurricanes have been recorded since the year 2000. The most recent hurricane was Lee in 2011.
  • Heavy rains can cause flooding from the Barber Creek in the flood plain areas.
  • It has a very low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department? 

Since a fire can ravage your home quickly doesn’t it make sense that the closer you are to a fire station the less damage you would have? Now you can see why they give you cheaper rates the closer you are!

Thankfully, Bethlehem has 1 fire and emergency station located at 774 Christmas Ave, Bethlehem, GA 30620. You can google them to find out how close you will be. Rest assured that your agent will help you to get the necessary liability, fire, and dwelling coverage for your home. The best part is that the agents here at are trained to help you get every possible discount possible to help you get the most affordable policy premium possible.

How can InsuranceHub save you on your rates?

Just imagine a computer base of all the top insurance carriers in the country. Insurance companies like:

  • Nationwide
  • Progressive
  • Travelers
  • Safeco
  • CNA
  • The Hartford
  • Encompasse

By starting the home insurance quote form or by calling our hotline, you will have the opportunity to speak to a specialist that will get you the best rates possible for your home. They will ask you a few simple questions to help you to get every possible discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.

Looking for work in Bethlehem?

Harrison Poultry, Inc. is the largest employer in the city.

Be sure to check out these things to do and see in Bethlehem:

  • Bethlehem City Hall
  • A “live” nativity scene each Christmas
  • Bethlehem Public Library

If you have made “the little town under the star” your home, then contact InsuranceHub for an affordable homeowners quote in Bethlehem today.