Affordable homeowners insurance rates in Athens, Georgia

Before we talk home insurance, here is a little about this city: when you visit Athens, Ga, you will clearly see why it is nicknamed the "The Classic City.Many antebellum mansions have been restored, preserving a rich architectural heritage that has earned Athens its famed name. It is also the home to the University of Georgia.


Let's Talk About Affordable Home Ownership

Did you know that the average home value in Athens is $232,593? Athens home values have gone up 12.3% over the past year according to Zillow.

How much will it cost to protect your home?

The cost to protect your home depends on a few factors, such as:

How much does your home cost? 

Since the average home here is about $232,593, you can see that it will probably cost less to insure in Athens than some of the more expensive areas in Georgia.

How much would it cost to rebuild your house?

This depends on factors like the building materials, the location of the home, the square footage, and your coverage.

What are the crime statistics for my neighborhood? 

Athens is 14% safer than other cities in the U.S. The crime average is slightly above the state of Georgia's average. The chance of being a victim of a violent crime is 1 in 254 people.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

  • Athens has a low risk for tornadoes. It averages about one tornado a year that causes zero deaths.
  • On the other hand, Athens, GA is in a high risk hurricane zone. Twenty-four hurricanes have been recorded and the most recent was Cindy in 2005.
  • In the flood plains, a heavy rain can cause flooding.

How close is your home to a fire department?

A fire can destroy a home in no time at all. You can see why your rates are typically cheaper the closer you are to a fire department. Thankfully for you, Athens has 9 fire and emergency stations scattered throughout the area. We suggest using your preferred map to discover the surrounding fire departments around your new home.

How can InsuranceHub help save on your rates?

Simply imagine a database of all the top insurance carriers in the country. Insurance companies like:

  • Nationwide
  • Progressive
  • Travelers

By contacting us through our online quote form or by calling, one of our homeowners insurance professionals will assist you in securing competitive rates from top carriers. In order to help you get every possible discount, our agents will ask you a few quick questions. As well as explain how you can save even more by simply combining your auto policy. In fact, you could save up to 25%! Our goal is to deliver high quality insurance at a great price.

In the meantime, if you're looking for a job in the area, here are the top employers in Athens:

  • University of Georgia
  • Athens Regional Medical Center
  • Clarke County School District
  • ConAgra
  • Athens-Clarke County
  • St. Mary's Hospital
  • Gold Kist

Be sure to check out these things to do and see:

  • One of the remaining two double barreled cannons produced during the American Civil War is located here
  • The Georgia Museum of Art
  • The Lodge, a haven for local wildlife specializing in raccoon rehabilitation.
  • The State Botanical Garden of Georgia
  • The University of Georgia Campus Arboretum

If you have made "The Classic City " your home, then contact InsuranceHub for an affordable homeowners quote in Athens today.