Affordable homeowners insurance rates in Albany, Georgia

Before we talk home insurance, here is a little about this city. When you visit Albany, Georgia, you will clearly see why it is nicknamed the "The Pecan Capital of the World." The city has more than 600,000 pecan trees, warm winters, affordable housing, cheap homeowners insurance, and low taxes.  Located in southwest Georgia, it has a population of 73,478 and it's the 12th largest city in the state.


Let's Talk About Affordable Home Ownership

Did you know that the average home value in Albany is $91,665? Albany home values have gone up 4.1% over the past year according to Zillow. The average home in Georgia costs about $2,500 annually to insure.

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

Since the average home in Georgia is about $241,218, it will probably cost less to insure in Albany than in some of the more expensive cities in Georgia.

How much would it cost to rebuild your house?

That will depend on a number of factors such as the square footage of the home, the location, the materials used, your coverage, etc.

What are the crime statistics for my neighborhood?

Unfortunately, with a crime rate of 273.1 crimes per one thousand residents, it is higher than the national average rate.

According to NeighborhoodScout Albany is safer than 2% of U.S. cities. The crime rate in Albany is 71 per 100,000 people. Unfortunately, crime rates in Albany are higher than most.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

  • Albany has a low risk for tornadoes. It averages about 2 tornadoes a year that causes an average of 1 death each year.  On February 10, 1940, a severe tornado hit Albany, killing eighteen people and causing large-scale damage.
  • It is in a very high risk hurricane zone. 10 hurricanes have been recorded since the year 2000. Three occurred in 2004 alone! The most recent hurricane was Beryl in 2012. In 1994, a severe flood from Tropical Storm Alberto killed 14 people and displaced 22,000.
  • Heavy rains can cause flooding from the Flint river in the flood plain areas.
  • It has a very low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department?

Since a fire can ravage your home quickly doesn't it make sense that the closer you are to a fire station the less damage you would have?

Now you can see why they give you cheaper rates the closer you are! Thankfully, Albany has 11 fire and emergency stations scattered throughout the greater metropolitan area. You can google them to find out how close you will be. Rest assured that your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.

The best part is that the agents here at InsuranceHub are trained to help you get the most affordable policy premium possible.

How can InsuranceHub save you on your rates?

Just imagine a computer base of all the top insurance carriers in the country. Insurance companies like:

  • Nationwide
  • Progressive
  • Travelers

By starting the Albany home insurance quote form or by calling our hotline, you will have the opportunity to speak to a homeowners insurance professional that will help you to get the best rates for your home. They will ask you a few simple questions to help you to get every homeowners discount available to you. They will also explain how you can save up to 25% by combining your auto policy. This means you get the best insurance coverage value at the best price.

In the meanwhile are you looking for a job to relocate here?

The top employers here are:

  • Marine Corps Logistics Base Albany
  • Albany State University
  • AT&T
  • Coats and Clark, Inc.
  • Miller Brewing Company
  • Phoebe Putney Memorial Hospital
  • Procter & Gamble
  • Pfizer Inc.
  • Teleperformance USA
  • United Parcel Service

Finally, be sure to check out these fun things to do and see:

  • Flint RiverQuarium
  • Chehaw Park
  • Ray Charles Plaza
  • Tift Park Community Market
  • Albany Civil Rights Institute
  • Albany Museum of Art
  • Weatherbee Planetarium
  • Art Park on Pine

If you have made "the pecan capital of the worldyour home, then contact us for an affordable homeowners quote today.

Fun facts about Albany, Georgia

King’s Bridge Toll House was built by a former slave, Horace King, in 1858 to transport cotton to the Albany market. It is still standing today.
Chehaw Park is a popular local park. It spans 700 acres and is popular for camping. Albany is home to Flint RiverQuarium, which features natural Georgia wildlife that live in the Flint river. Popular local places to eat in Albany: Cheesecake Machismo, City Beer Hall, Angelo’s 677 Prime, Sovrana Pizza & Deli, and Ted’s Fish Fry.