Home Insurance Quotes in Georgia
If "Georgia is on your mind" like Ray Charles used to sing, then you probably are looking for a way to save on your homeowner’s premiums in the peach state. With affordable home ownership in the "Empire of the South," many of the estimated 10,214,860 people that reside in Georgia either live in a home or have the American dream of owning a house one day. That is where InsuranceHub comes in. From Abbeville to Zebulon, we have you covered.
How much is homeowners insurance in Georgia?
Well that depends on a few things. The three biggest things that affect pricing are:
- Your homes value: The average home is $241,218 in the state of Georgia according to Zillow. Here are some tips for buying a home in Atlanta.
- Dangerous weather: Georgia is prone to flooding, thunderstorms, tropical storms, and droughts. Georgia averages 18 tornadoes every year, resulting in an average of 3 people dying annually.
- Crime: In the state of Georgia you have a 1 in 294 chance of being a victim of a violent crime.
How can InsuranceHub help you get the best rates on your homeowners premiums?
This is our specialty. We have been in the insurance game since 1985 and have connections with all of the best insurance companies across the United States.
Choose from quotes from the best Georgia home insurance companies
Your home is likely your largest asset and it deserves the best protection at the most affordable price. We offer easy options and help you pick a plan that works best for your needs.
- Nationwide
- Travelers
- Safeco
- ASI
- MetLife
- Universal Property and Casualty
What should I expect?
We will ask you a few questions so we can prepare as many free homeowners quotes for you to choose from.
How many of these Georgia home insurance discounts do you qualify for?
- Do you have a security system?
- Do you have smoke detectors?
- Do you have dead bolt locks on your doors?
- Do you have a fire extinguisher?
Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728
Looking for a home insurance quote outside of Georgia? Review the links below to check homeowners insurance quotes for other states across the South:
Alabama Home Insurance Quotes
Georgia Home Insurance Quotes
Mississippi Home Insurance Quotes
North Carolina Home Insurance Quotes
South Carolina Home Insurance Quotes
Tennessee Home Insurance Quotes
Texas Home Insurance Quotes
Learn more about homeowners insurance quotes in Georgia
Our professionals have been trained to help you find every possible discount in order to save you money. Call now to find out what additional discounts you may qualify for.
Would you like to see how quick and easy it is to get free home insurance quotes from InsuranceHub right now?
It is as easy as 1,2,3.
- First, select your city from the list below.
- Second, fill out the home insurance quote form.
- Third, submit the form and an advisor will be in touch shortly.
Would you like a shortcut?
Call us directly to get started now: (877) 341-5728
Your agent will ask you a couple of questions to see which Georgia home insurance discounts you qualify for. Remember to ask how you can save up to 25% by combining with your car insurance policy.
Georgia Home Insurance Premiums
| Year | Average Annual Premium | Average Monthly Premium |
|---|---|---|
| 2013 | $1,044 | $87 |
| 2012 | $975 | $81.25 |
| 2011 | $906 | $75.50 |
| 2010 | $833 | $69.42 |
Georgia Renters Insurance Premiums
| Year | Average Annual Premium | Average Monthly Premium |
|---|---|---|
| 2013 | $266 | $22.17 |
| 2012 | $266 | $22.17 |
| 2011 | $228 | $19 |
| 2010 | $225 | $18.75 |
Top Cities in Georgia
Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728
Counties in Georgia
Appling
Athens-Clarke
Atkinson
Augusta-Richmond
Bacon
Baker
Baldwin
Banks
Barrow
Bartow
Ben Hill
Berrien
Bibb
Bleckley
Brantley
Brooks
Bryan
Bulloch
Burke
Butts
Calhoun
Camden
Candler
Carroll
Catoosa
Charlton
Chatham
Chattooga
Cherokee
Clay
Clayton
Clinch
Cobb
Coffee
Colquitt
Columbia
Columbus-Muscogee
Cook
Coweta
Crawford
Crisp
Cusseta-Chattahoochee
Dade
Dawson
Decatur
DeKalb
Dodge
Dooly
Dougherty
Douglas
Early
Echols
Effingham
Elbert
Emanuel
Evans
Fannin
Fayette
Floyd
Forsyth
Franklin
Fulton
Georgetown-Quitman
Gilmer
Glascock
Glynn
Gordon
Grady
Greene
Gwinnett
Habersham
Hall
Hancock
Haralson
Harris
Hart
Heard
Henry
Houston
Irwin
Jackson
Jasper
Jeff Davis
Jefferson
Jenkins
Johnson
Jones
Lamar
Lanier
Laurens
Lee
Liberty
Lincoln
Long
Lowndes
Lumpkin
Macon
Madison
Marion
McDuffie
McIntosh
Meriwether
Miller
Mitchell
Monroe
Montgomery
Morgan
Murray
Newton
Oconee
Oglethorpe
Paulding
Peach
Pickens
Pierce
Pike
Polk
Pulaski
Putnam
Rabun
Randolph
Rockdale
Schley
Screven
Seminole
Spalding
Stephens
Stewart
Sumter
Talbot
Taliaferro
Tattnall
Taylor
Telfair
Terrell
Thomas
Tift
Toombs
Towns
Treutlen
Troup
Turner
Twiggs
Union
Upson
Walker
Walton
Ware
Warren
Washington
Wayne
Webster
Wheeler
White
Whitfield
Wilcox
Wilkes
Wilkinson
Worth
Georgia Facts & Information
The History of Georgia
The state of Georgia was founded in 1733 and became a state in 1788. It has the second most counties of any state in the United States. In fact, Georgia has 159 counties, second to Texas, which has 254 counties. As of the 2010 Census, Georgia is the 9th most populous state and the 24th largest state in the US in terms of land area.
Georgia is the birthplace of both President Jimmy Carter and Martin Luther King, Jr. It was home to the 1996 Olympics and has several professional sports teams, namely the Braves, Falcons, and the Hawks.
State Symbols
Bird: Brown Thrasher
Flower: Cherokee Rose
Crop: Peanut
Reptile: Gopher Tortoise
Amphibian: Green Tree Frog
Tree: Live Oak
Fish: Largemouth Bass
Mineral: Staurolite
Vegetable: Vidalia Onion
Marine Mammal: Right Whale
Fruit: Peach
Insect: Honeybee
Song: Georgia On My Mind, by Ray Charles
General Facts
Highest Point in the State: Brasstown Bald
Nickname: The Peach State & Empire State of the South
State Motto: Wisdom, Justice, Moderation
Surrounding States: Florida, South Carolina, North Carolina, Tennessee and Alabama
Georgia Government
16 Electoral votes
2 U.S. Senators
14 U.S. Representatives
56 State Senators
180 State Representatives
Gov. Brian Kemp is the current Governor (2021) of the State of Georgia
Historical Facts
Georgia was founded on February 12, 1733 by James Oglethorpe.
Georgia was the 13th of the 13 original colonies.
Georgia officially became a state on January 2, 1788.
Savannah is the oldest city in Georgia.
Georgia’s name comes from King George II of England.
Georgia has had five capitals: Savannah, Augusta, Louisville, Milledgeville & currently Atlanta
Georgia Weather & Geography
What's the climate like?
Just like most of the southeastern US, Georgia's climate is classified as "humid subtropical," which is comprised of mild winters followed by a comfortable spring, lengthy, hot summers and comfortable autumn temperatures.
What are temperatures like in Georgia?
Compared to other states, Georgia has typically moderate temperatures with the occasional extremes. The highest temperature ever recorded in the state of Georgia is 116 °F and the lowest ever recorded temperature is −17 °F.
Are there tornadoes in Georgia?
Although rarely more extreme than an F1 classification, Georgia is one of the leading states in tornadoes incidents. Historically, the largest amount of reported tornadoes have appeared in southwestern and northern parts of the state. Again, although uncommon, tornadoes with an F3 intensity or higher in Georgia are reported 3x on average each year.
| Geography | Details |
|---|---|
| Population per square mile, 2010 | 168.4 |
| Land area in square miles, 2010 | 57,513.49 |
Georgia Housing Information
| Housing | Details |
|---|---|
| Housing units, July 1, 2015 | 4,182,110 |
| Housing units, April 1, 2010 | 4,088,801 |
| Owner-occupied housing unit rate, 2010-2014 | 64.2% |
| Median value of owner-occupied housing units, 2010-2014 | $148,000 |
| Median selected monthly owner costs -with a mortgage, 2010-2014 | $1,388 |
| Median selected monthly owner costs -without a mortgage, 2010-2014 | $394 |
| Median gross rent, 2010-2014 | $874 |
| Building permits, 2015 | 45,549 |
| Families & Living Arrangements | Details |
|---|---|
| Households, 2010-2014 | 3,540,690 |
| Persons per household, 2010-2014 | 2.72 |
| Living in same house 1 year ago, percent of persons age 1 year+, 2010-2014 | 83.8% |
| Language other than English spoken at home, percent of persons age 5 years+, 2010-2014 | 13.4% |