Affordable homeowners insurance rates in Clarksville, Tennessee

Clarksville is the county seat of Montgomery County, Tennessee, with a population of 152,934 in 2019.  It's and the 8th largest city in the state. Clarksville is growing so fast that in 2020, it displaced Chattanooga as the fourth-largest city in Tennessee.

When you get here you will see why It has earned the nickname, "Queen of the Cumberland." Clarksville was established near the joining of the Cumberland and Red Rivers.


Let's Talk Affordable Home Ownership

Do you know the average property values for Clarksville? The most recent estimates report that the average home value in your area is $258,426.

How much does your home cost?

How does your home's worth compare to the average home value of about $258,426?

How much would it cost to rebuild your house?

It will depend on your square footage plus the home's construction methods.

What are the crime statistics for my neighborhood?

There is a crime rate of 27.72 crimes per one thousand people which is 10% lower than the average rate. That means that your chance of becoming a victim of either violent or property crime here is 1 in 39. tells us that the rate for property crime is 18.72 per one thousand population which includes motor vehicle theft, arson, larceny, and burglary.

Here are some of the neighborhoods we provide free quotes to:

  • Ashland Hills
  • Greenwood
  • Needmore
  • New Providence
  • Saint Bethlehem
  • Sango
  • Southaven
  • Ringgold
  • Sugartree

What zipcode area do you live in?

  • 37010
  • 37040
  • 37041
  • 37042
  • 37043
  • 37044
  • 37191

Get started with the Clarksville home insurance form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions pose a threat?

  • Clarksville has a very high risk for tornadoes. It averages about 2 tornadoes a year. Back on January 22, 1999, the downtown area was struck by an F3 tornado, damaging many buildings including the county courthouse.
  • It is in a very low-risk hurricane zone. Four hurricanes within 150 miles have been recorded since the year 2000. The most recent hurricane was Bill in 2015.
  • Heavy rains can cause flooding from the Cumberland River in the flood plains. On Sunday, May 2, 2010, Clarksville and a majority of central Tennessee, including Nashville and 22 counties in total, suffered expansive and devastating floods near the levels of the great flood of 1937. Many businesses along Riverside Drive along the Cumberland River were lost.
  • Clarksville, Tennessee has a low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department?

The closer you live to a firehouse the odds are in your favor it will have less damage. Thankfully, Clarksville has 13 fire stations. You can Google them to find out how close you will be.

How can InsuranceHub save you on your home insurance quotes?

Our home insurance agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:

  • Nationwide
  • Travelers
  • Many more

By starting the Clarksville home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance professional that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you.
PRO TIP: Save up to 25% by combining your auto & home policies. This means you get the best insurance coverage value at the best price.

Relocating to Clarksville, Tennessee? Here are the top area employers:

  • Agero, Inc.
  • American Standard
  • Bridgestone Metalpha, USA
  • Convergys Corporation
  • Fort Campbell
  • Jostens
  • Akebono
  • SPX Corporation
  • Trane
  • Vulcan Corporation
  • Hankook Tires

Things to do & see in Clarksville:

  • Roxy Theatre
  • Governor's Square Mall
  • Clarksville City Arboretum
  • Ringgold Mill
  • Port Royal State Park
  • Historic Collinsville
  • Customs House Museum and Cultural Center
  • L & N Train Station
  • Wilma Rudolph statue
  • Dunbar Cave
  • New Fortera Stadium
  • Cumberland River
  • Liberty Park and Marina
  • Fort Defiance Civil War fort

If you have made the "Queen of the Cumberland" your home, then contact our team of agents for a cheap home insurance quote in Clarksville today.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728