Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk profession. Therefore, you must take proactive measures to safeguard your trucking business.
Business Insurance
Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Tips for Long Distance Trucking
Truckers who deliver freight over long distances have a lot of responsibility on their shoulders. They experience several challenges on the road besides just traffic and bad weather, many spend countless hours on the road leading to fatigue and various health problems. Not to mention, they may spend weeks at a time on the road which can be very lonesome.
To be a long-haul truck driver, you need the necessary skills and patience to succeed. Here are some helpful tips to survive long-distance trucking.
How Safety Programs Can Lower Truck Insurance Costs
With help from safety programs, you can save your company money, improve productivity, and increase employee morale on the road.
Loading Safety Tips for Flatbed Drivers
All drivers should be properly trained to handle each kind of vehicle they drive; however, flatbed truck drivers have special safety concerns because of the open nature of the vehicle. Because flatbed trucks tend to carry larger, more irregularly shaped commodities and because there is little protection keeping the load stable, you should be placing extra emphasis on making sure flatbed loads are tied down and secure.
In this article, we’ll discuss the importance of load securement as well as some helpful tips for flatbed truck drivers.
A Guide to Hot Shot Insurance Coverage
A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported over short distances and for individual clients.
If you wish to work in the hot shot transport industry, you’ve reached the right place! This article will go over the basics of hot shot insurance coverage. Let’s get started!
What to Know about Truck Insurance Filings
If you’re in the transportation business then you need to adhere to federal and state insurance requirements. The Surface Transportation Board and the Federal Motor Carrier Safety Administration are federal agencies that regulate and oversee interstate commerce. The purpose of these agencies is to prevent commercial motor vehicle crashes by enforcing safety regulations, improving information systems, and targeting high-risk drivers.
As I’m sure you know, truck-related crashes are occurring pretty frequently and they’re costing insurance carriers millions a year. This is the reason truck insurance rates have been rising astronomically over the past several decades. So, despite this, adequate insurance coverage is needed to protect your drivers, your business, and the general public.
In this article, we’ll discuss the requirements for state and federal insurance filings. Let’s get started!
Key Differences between Straight Trucks and Semi Trucks
Are you looking to start your own hauling business or fleet? If so, you may be wondering which truck type is perfect for you. Every truck has its advantages and disadvantages, and it’s up to you to decide which type makes the most sense for your business. In fact, the most popular configurations tend to be straight trucks and semi trucks.
You may be wondering, how do they differ? Well, in this article, we’ll analyze both trucks’ cargo capacity, maintenance costs, profit margins, and repair costs. Let’s get started.
Reducing Workers Compensation Costs at Your Trucking Business
Is your transportation business burdened by rising workers compensation costs? If so, you’re not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different approach. Our five-step plan helps you establish a safety program that is both compliant with OSHA standards and designed to stimulate continuous improvement, helping you spend fewer workers comp dollars through a holistic approach that protects your bottom line.
So, without further ado, here are
4 Major Factors That Influence Commercial Auto Insurance Rates
Commercial auto insurance has a wide range of exposures, and several industry changes, as well as the severity and frequency of claims, have had a major impact on insurance carriers. In fact, many are struggling to maintain profitability in the commercial auto insurance market. As a direct result, they’re passing this burden onto their policyholders.
Even when hiring safe drivers and having a clean loss record, it’s not unusual for businesses to see year-over-year rate increases. Nevertheless, claims history is only one component, and several high-level trends impact commercial auto insurance rates.
What to Know About Operation Safe Driver Week
Operation Safe Driver Week is almost here, and it’s coming in “fast”. See the emphasis on “fast”? The focus of this year’s Operation Safe Driver Week is speeding and risky driving behaviors. While the theme for this year’s event is the same as last years, you must realize it’s a recurring problem.
This campaign serves as a safe-driving outreach initiative and awareness program aimed at improving the driving behavior of commercial motor vehicles. This year’s event takes place from July 10th through the 16th. Mark your calendars!