Lawn Irrigation/Sprinkler System Installation Insurance
You and your employees spend your days digging trenches in people’s yards to install sprinkler systems. You’re an expert about soil and grass, and you strive to help people get their lawns green and healthy while also conserving water as much as possible. Irrigation takes expertise, so you know all about testing water pressure and problem-solving - you know how to irrigate lawns of houses that have low water pressure and high water pressure. You can size up a lawn and figure out how many sprinkler heads are needed, and you work hard to make sure that the lawn will be properly watered. Your clients count on your knowledge to help them get the lawn of their dreams. But to make sure that your business is protected from all of the risks that you could encounter in the trenches (pun somewhat intended) you need to know that you have the right insurance.
Our team here at InsuranceHub can help you design a customized irrigation insurance policy that will protect your business from the risks that you face every day. We know that each business is different and faces different perils, so we’ll make sure that you don’t have any gaps in your coverage that could leave you open to a big loss.
There are a few types of coverage that you need to consider as the owner of an irrigation and sprinkler system company. To start, you should think about…
General Liability Insurance
This protects you against any unintentional harm that you might cause to a third party (like a client) or their property. It will also help cover legal costs if someone wants to sue you for bringing them harm.
Ex. One of your clients breaks their ankle when they step in a trench your team is digging.
Workers’ Comp Insurance
Workers’ comp helps you protect your workers if they get injured or sick on the job. It will cover their medical expenses and reimburse them for part of their lost wages.
Ex. One of your workers gets a bad cut from a shovel while working in a trench.
Commercial Auto Insurance
If you have business vehicles, commercial auto insurance will cover them and protect your business if there’s an accident.
Ex. On the way to a job, one of your employees rear-ends the car in front of them.
Property insurance will cover your office or premises against losses such as fire or burglary.
Ex. Your office gets broken into and your computers and equipment are stolen.
To find out how much your irrigation company insurance is going to cost, take a minute to fill out our quote form. We’ll find out a bit about your business so that we can give you an accurate quote for your insurance. We’ll work with you to figure out the coverages you need and how you can get the best rate possible. It all starts with filling out our form or giving us a call! We’re happy to help and address any concerns you might have about your insurance.