InsuranceHub Blog

As a business owner, you can’t always count on good luck. Or simply making a claim on your commercial property insurance coverage. Instead, you must manage your risk now. Recently, we talked about the importance of having … Read More

When it comes to disasters, 50% of small businesses are making the mistake of not having an emergency disaster response and recovery plan. Is your business guilty of making this mistake?  Did you know that each year thousands … Read More

What can you do to avoid lawsuits from clients or employees tripping or slipping on site? Just as you take the time to do preventive maintenance on your car or home, it is imperative to perform … Read More

Thousands of small business owners just like you open themselves up to lawsuits because of unlawful employment practices and hiring policies. Plain liability insurance may not be enough, which is why they make employment practices liability insurance.

Liability insurance isn’t enough to protect your business. You must limit your business risks. What would you do if someone slipped, fell, and sued your company? Nobody wants to think about this situation, but lawsuits happen.  It comes down to this: … Read More

Unfortunately, businesses face all different kinds of theft. How vulnerable are you? First, we will identify the 4 main types of theft affecting business today. Then, we will give a few suggestions on how to minimize your risk.

Suppose your top producer had a terrible accident this very afternoon. Your best employee is hospitalized with broken bones all over their body. Their doctor demands 6 months bed rest and physical therapy. And, that is a best case scenario. … Read More

How would you define information technology (IT)? One simple definition is that IT is the application of computers and telecommunications equipment to store, retrieve, transmit and manipulate data. Lets go even simpler. You can say it is a synonym for … Read More

You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered. What isn’t covered … Read More

Just suppose your business property was hit by: Lightning Fire Hurricane A Burglar An Embezzler What would you do? Hopefully, these things will never happen to your company, but an astute business owner however protects himself/herself and their company from … Read More

What is key employee life insurance? Just suppose your CEO died tonight. Think about what would happen if your number 1 sales person passed away tomorrow. What would you do? First, think of the emotional pain. Second, think of the … Read More

If you looking for ways to lower your commercial insurance rates, then you are not alone. Nowadays, it seems like every business owner is trying to find ways to reduce costs and cut expenses. So, the $99,000 question … Read More

Will you make this common mistaken that 60% of all home business owners are making? Do you run a home business? Are you thinking of starting one? Read closely so you do not fall into the trap that 6 out … Read More

What is an annual business checkup and why you should be getting one? Please don’t mistake buying business insurance as a one time event. Instead, it should be an annual event just like going to the doctor. Really. … Read More

Are all insurance agents alike? Could just any old agent help you protect your business? How can you find the right broker to work with? We will try to answer these questions in this article. To get started, here’s … Read More

You’re here, so thankfully you see the importance of insuring your home-based business. Unfortunately, 6 out of 10 home business owners don’t get this. A standard home insurance policy simply isn’t enough!