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Does Homeowners Insurance Cover Foundation Damage? What You Need to Know
Foundation issues are every homeowner’s worst nightmare. If the very base of your dream home crumbles, the whole thing can come crashing down around you. However, because of its supportive nature and difficult repair location, fixing … Read More
6 Common Types of Car Insurance Coverage
Choosing car insurance can feel overwhelming, especially if you’re not sure which types of coverage you actually need. From protecting your car to covering injuries and property damage, different car insurance options serve different purposes. The … Read More
What Does Restaurant Insurance Cover?
Running a restaurant is more than just great food and happy customers. It also means dealing with risks like kitchen fires, slip-and-fall injuries, equipment breakdowns, and food spoilage. That’s where restaurant insurance comes in. The right … Read More
Should You Cover Your Mortgage with Life Insurance?
Buying a home is one of the biggest financial commitments you’ll make in your lifetime. But what happens to that debt if something happens to you? For many families, a mortgage is their largest monthly expense, … Read More
Does Home Insurance Cover Tree Removal?
Fallen trees are more than just an eyesore, they can cause serious property damage, block access, and even create safety hazards. When a tree comes down on your property, you may wonder if your home insurance … Read More
Does Auto Insurance Cover a Cracked Windshield?
A cracked windshield may not seem like a big deal at first, but it can quickly become a safety hazard and an expensive repair. It might start as a tiny chip from road debris and spread … Read More
7 Construction Insurance Types Every Contractor Needs to Know
Running a construction business comes with risks at every stage, from equipment damage to worker injuries and project delays. Having the right insurance policies in place is critical to protect your business, your team, and your … Read More
What Does Semi Truck Insurance Cost?
It’s impossible to give a definitive answer to the question, “How much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure … Read More
Does Car Insurance Cover Hail Damage?
When a hailstorm hits, your car can be left with serious dents, cracked windows, or even extensive body damage. The cost of repairs can add up fast. If you’re like most drivers, your first question after … Read More
How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?
Click Here To Get a Tow Now When you find yourself in need of a tow, which isn’t something you hope you don’t need on a recurring basis, it’s often difficult to understand what the average … Read More
Does Home Insurance Cover AC Units?
If your air conditioner breaks down, your first question might be whether your home insurance covers the cost of repairs or replacement. After all, an AC unit isn’t cheap, and when it stops working in the … Read More
Term vs Permanent Life Insurance: What You Need to Know Before You Choose
Choosing a life insurance policy isn’t just about checking a box. It’s about making sure your loved ones are financially protected in the event of the unexpected. And if you’ve started shopping for coverage, chances are … Read More
Honoring Jim Lloyd: 40 Years of Leadership, Legacy, and Laughs
Today we celebrate more than just a retirement. We celebrate a legacy. After four decades of hard work, heart, and a whole lot of humor, our founder and leader Jim Lloyd is officially stepping into retirement. … Read More
What to Look for When Shopping for Home Insurance
Your home is one of your most valuable investments, both financially and emotionally. It’s where your life happens, where your family grows, where you rest, and where you keep the things that matter most. Protecting that … Read More
Insurance Claim Tips for Water Damage
Dealing with water damage is stressful enough. From ruined floors and soggy drywall to the risk of mold, it can feel like your home, and your peace of mind, are under attack. And when you’re trying … Read More
How Much Is Tractor Trailer Insurance in 2025?
Trucking is the backbone of American commerce. But whether you’re an independent owner-operator or manage a growing fleet, one cost you can’t ignore is tractor trailer insurance. It’s not just a legal requirement — it’s a … Read More
How Much Car Insurance Do I Need?
Buying car insurance isn’t just a box to check, it’s a critical part of protecting yourself, your finances, and your vehicle. But when you’re faced with terms like liability, comprehensive, and uninsured motorist coverage, it can … Read More
Food Truck Insurance: What You Need and Why It Matters
Running a food truck combines the hustle of a small business with the mobility of a vehicle, and that means it comes with a unique set of risks. From kitchen fires and generator theft to collisions … Read More
What No One Tells You to Do Before You Buy Your First Home
Buying your first home should be exciting—finally choosing paint colors, imagining your furniture in each room, and planting roots. But let’s be honest—it can also feel like stepping into a maze you didn’t even know existed. … Read More
Down Payment vs. Closing Costs: What Homebuyers Need to Know
Why buying a home is more than just “having some money saved.” So you’ve decided to buy a house—congrats! 🏡 You’ve been saving like crazy, skipping lattes, selling random stuff on Facebook Marketplace, and maybe even … Read More
Lower Cargo Theft Risk & Insurance Premiums with a Physical Security Audit
Conducting a physical security audit of your fleet’s truck and trailer locks can significantly reduce your chances of theft and cargo loss. Even more, implementing improvements based on audit findings can help reduce your truck insurance … Read More
Garbage Truck Driver Requirements: Avoid Common Setbacks
Operating a garbage truck is a demanding yet rewarding profession that requires specific skills, qualifications, and adherence to rigorous safety guidelines. Garbage truck drivers play a crucial role in maintaining community sanitation, working diligently through varying … Read More
Protecting Your Trucking Business After an Accident: The Legal Steps of a Truck Accident Claim
You’ve been driving your truck for eight years without an accident. Then, out of nowhere last December, another vehicle sideswipes you, causing $15,000 in damage to your tractor. Your specialized equipment is now out of commission, … Read More
Is Travelers the Best Choice for Your Home Insurance? Let’s Break It Down
Let’s be real: picking the right homeowners insurance can feel overwhelming. You’re not just buying a piece of paper—you’re buying peace of mind. Whether it’s protecting your family home, a summer retreat, or a high-value property, … Read More
Why Physical Damage Insurance Matters for Your Semi Truck
If you’re behind the wheel of a semi truck, you already know the sacrifices you’ve made to get here. Long hours, tight schedules, and the constant pressure to deliver. Your truck isn’t just a vehicle — … Read More
Breaking Down the Cost of Motor Truck Cargo Insurance
In the world of trucking, moving goods from one point to another is a daily operation. Truck drivers and companies take every possible precaution to ensure cargo reaches its destination safely. However, accidents, thefts, and natural … Read More
What Makes a Home “High-Value” for Insurance?
Owning a luxury home is a source of pride, but it also comes with unique challenges. Standard homeowners insurance simply doesn’t provide the level of protection needed for high-value homes, leaving many homeowners underinsured. If you’ve … Read More
What is Motor Truck Cargo Insurance and Why Do You Need It?
As a trucker, you face numerous risks every time you hit the road. Some dangers, like accidents, severe weather, and mechanical failures, are easy to recognize. However, one often-overlooked risk is the potential loss or damage … Read More
Stop Motorcycle Theft Before It Happens: Essential Security Tips
Cruising down the open road on your bike beats being stuck in a car any day. But as much as you enjoy the freedom of riding, your motorcycle is a valuable investment—and you’d be heartbroken if … Read More
Will Your Car Insurance Cover You If You Hit a Deer?
It’s a scenario no driver wants to face—a deer suddenly darts into the road, leaving you with little time to react. You don’t want to hit it, but swerving could lead to even worse consequences. If … Read More
Are There Special Requirements for Garbage Truck Insurance?
Operating a garbage truck comes with its fair share of challenges, from maintaining compliance with regulations to ensuring your fleet is properly insured. If you’re navigating the world of garbage truck insurance, you’re likely feeling the … Read More
The Comprehensive Checklist for Starting Your Own Non-CDL Box Truck Business
Starting a non CDL box truck business is exciting but can feel like navigating a maze. There are many steps to take and tasks to complete—from permits and financing to insurance and operations. If you’re feeling … Read More
Steps to File a Motor Truck Cargo Insurance Claim
When you’ve worked hard to secure a reliable trucking operation, discovering that your cargo is damaged or lost can feel like a punch to the gut. The stress of trying to recoup your losses through your … Read More
Do I Have to Use Insurance Money for Repairs?
You’ve filed a claim, gone through the assessment process, and finally, your insurance company has issued a check for the damages. But now you might be wondering—do you really have to use that money for its … Read More
What Are the FMCSA Requirements for Hauling Cargo?
Managing cargo hauling involves more than just getting freight from point A to B. For many trucking companies, the weight of FMCSA compliance requirements can feel overwhelming. It’s a balancing act, and one misstep could mean … Read More
Steps to Train Your Drivers for Hazmat Transport and Insurance Savings
If you’re responsible for transporting hazardous materials, you know the weight of that responsibility—both in safety and compliance. The regulations, the constant oversight, and the fear of something going wrong can feel like a lot. And … Read More
Box Truck Insurance: What You Need to Know to Protect Your Business
Box trucks are a vital asset for many businesses, playing an essential role in the supply chain. Whether delivering furniture, moving goods for a courier service, or transporting construction materials, box trucks are used daily to … Read More
The Difference Between Intrastate vs. Interstate Trucking
If you own a trucking business, your vehicles travel a lot of ground. Some trips stay within one state’s borders, while others cross state lines or even international borders. In the trucking world, two terms often … Read More
The Hidden Risks Without Non-Trucking Liability Insurance
Running a trucking business isn’t easy, and every decision made impacts not only your fleet but your financial stability too. If you’re a trucking business owner or a driver, you’ve probably taken all the necessary steps … Read More
How Much Does a Semi Truck Cost? Factors That Affect the Cost
Semi trucks, also known as tractor-trailers or big rigs, are the backbone of the transportation industry. They play a crucial role in moving goods across long distances, keeping supply chains running smoothly. If you’re considering investing … Read More