Affordable homeowners insurance rates in Baytown, Texas

Before we talk about insurance, here is a little about this city: Baytown is in Harris & Chambers Counties on the Gulf Coast of Texas. It is located within the Houston–The Woodlands–Sugar Land metro area, & had a population of 76,635 as of 2019. It is the home of the first offshore drilling operation in Texas. No wonder it has the motto, "Where Water And Oil Really Do Mix".

baytown home insurance quotes

Let's Talk Affordable Home Ownership

Did you know? The most recent estimates report that the average home value in Baytown, Tx is $204,482.

How much will it cost to protect your home?

That will depend on quite a few determining factors. Here are a few:

How much does your home cost?

Tell us your home's current worth.

How much would it cost to rebuild your house?

Do you know what it would cost to rebuild your house? Tell us how big it is and what it is constructed out of.

What are the crime statistics for your neighborhood?

With a crime rate of 38.90 crimes per one thousand residents, it's higher than the national average. Your chance of becoming a victim of a violent crime here about is 1 in 248. tells us that the rate for property crime is 34.86 per one thousand population which includes motor vehicle theft, arson, larceny, and burglary.

We offer FREE home insurance quotes for the following Baytown zip codes:

  • 77520
  • 77521
  • 77522
  • 77523

Get started with the Baytown home insurance form below or pick up the phone to talk to one of our professionals at (877) 341-5728

What weather conditions could cause damage to your house?

  • Baytown has a very high risk for tornadoes. It averages about 5 tornadoes a year.
  • Hurricanes are a substantial concern during the fall season. There have been eight hurricanes within 150 miles that have been recorded since the year 2000. The most recent hurricane was Ike in 2008. Winds up to 95 knots have been recorded here.
  • Heavy rains can cause flooding from the San Jacinto River in the flood plains.
  • Baytown has a very low earthquake risk, with a total of zero earthquakes since 1931.

How close is your home to a fire department?

A fire can destroy your home quickly, so the closer you are to a fire station, the cheaper rates you can receive on your home insurance.

Thankfully for you and your family, the Baytown area has 7 local fire & emergency stations. We suggest mapping out your new home to see the proximity to the fire station. Then, once you contact InsuranceHub, your agent will help you to get the necessary liability, fire, and dwelling coverage for your home.

How can InsuranceHub save you on your home insurance quotes?

Our agents are trained to seek out every possible discount available to you. We also have access to a database of all the top insurance carriers in the country, such as:

  • Nationwide
  • Travelers
  • Many more

By starting the Baytown home insurance quote form or by calling our agents, you will have the opportunity to speak to a homeowners insurance professional that will help you to get the best rates possible for your home. They will ask you a few simple questions to help you to get every possible home insurance discount available to you.

PRO TIP: Save up to 25% by combining your auto & home policies. This means you get the best insurance coverage value at the best price.

Check out these things to do and see in Baytown:

  • Lynchburg Ferry
  • The Baytown Little Theater
  • Baytown Nature Center
  • Royal Purple Raceway
  • San Jacinto Mall
  • The Baytown Symphony Orchestra

If you have made the city "Where Water And Oil Really Do Mix " your new home, then contact our agents today for a cheap homeowner's quote in Baytown.

Get started with the form below or pick up the phone to talk to one of our professionals at (877) 341-5728