If you’re a driver, you’re responsible for a vehicle that goes very fast. And you’re operating that vehicle around other cars that also go very fast. So, that calls for auto insurance, right? But car insurance comes with a very hefty document called a policy. If you’re eyeing that thing with a little bit of trepidation, that’s understandable. But there are a lot of reasons to read through your car insurance policy.
The FMCSA’s goal is to make the roads safer – they regulate the trucking industry with safety as a top priority. Trucks are subject to many different laws, regulations, and requirements. Inspections can be stressful, but they are inevitable. Trucking safety is important, and that includes the proper handling of hazardous materials. That’s why there’s an entire BASIC (Behavior Analysis and Safety Improvement Category) about it, and it’s called, unsurprisingly, the Hazardous Materials Compliance BASIC. We’ll go over what you need to know about this particular BASIC.
Managers and executives at InsuranceHub are a far cry from unapproachable. So, it’s no wonder Chrisann Richards (the powerhouse over our agency’s Transportation, Commercial Accounts, and Personal Lines Insurance divisions) was just able to wave me over between assisting an agent with their customer’s insurance experience and an impromptu executive meeting.
If you’re a motor carrier, you probably work with owner-operators. They’re an essential part of the trucking world. (You could even say that they’re a cog in the machine that keeps the transportation industry running smoothly.) But though they make the world go round, owner-operators can be an issue for you as a motor carrier if they start affecting your insurance rates. The questions are why they can negatively impact your rates and what you should consider when you partner with owner-operators. Read More
When it comes to driving a commercial motor vehicle, it’s important to operate the vehicle in the safest manner possible. Drivers need to be very careful as they drive, as the FMCSA takes safety seriously. There are seven categories called the BASICs (Behavioral Analysis and Safety Improvement Category). One of those BASICs is called the Unsafe Driving BASIC, and it’s definitely a very important one. We’ll explain what this BASIC covers and how you can improve.
Whether you’re a 1099 worker or you own your own contracting company, you know that there are tons of risks to worry about in your industry. There are also tons of regulations and expectations from your customers that you have to follow. One way you can put regulators and customers at ease is with the right insurance. But navigating contractors’ insurance can be tough and time-consuming, especially with such a busy schedule. So, here are some tips on how to get the best contractor insurance for your business.
You might be thinking about doing some renovations to your home, or maybe your home needs some repairs. At any rate, you’ll need to hire a contractor. It can be stressful trying to find the right person to do the job and work on your house. Your home is your place, your, well, house! You want someone you can trust to work on your house, of course. Here are a few considerations if you need to choose a contractor, no matter how big or small the project might be.
The trucking world comes with a lot of regulations, especially when it comes to maintaining the truck itself. You and your drivers need to make sure you’re taking care of your vehicles and following all relevant federal regulations. There is even an FMCSA BASIC Category (Behavioral Analysis and Safety Improvement Category) called Vehicle Maintenance. We’re going to go over what the Vehicle Maintenance BASIC is and how you can improve in this category.
The holidays are supposed to be filled with fun and joy and cheer, but there are plenty of dangers that come along with them. Though the holidays can be an overwhelming flurry of activity, don’t forget some basic things you can do to keep your family safe this winter holiday season. Here are a few quick reminders.
Truck businesses with clean loss records might wonder why their insurance costs so much. Maybe there aren’t any speeding tickets accidents on your record, but you’re still seeing rates that are higher than what they could be. Your DOT Number might be the reason why. Your business’s DOT Number keeps track of violations you have received, which can hurt your insurance situation. Your DOT Number has a big effect on your insurance rates.Read More