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Month: April 2019

29 Apr
2019

How to prevent wind damage to your home

by Katelyn Betts | in Home Insurance, Insurance
How to prevent wind damage to your home

So, we’ve all heard the expression “batten the hatches.” (If not, that’s okay.) Basically, it means to tighten and seal all the doors and windows and hunker down because a storm’s coming and it’s a fierce one. Wind damage is a major threat to a house – Mother Nature doesn’t play around, especially when summer rolls in and those storms sweep on through. It’s important to protect your house from the “water” part of storm damage, but you can’t forget about wind. Here are nine tips to protect your home from wind damage.

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Tagged home insurance, insurance claim, storm
26 Apr
2019

How much insurance would you need in The Avengers universe?

by Katelyn Betts | in Auto Insurance, Home Insurance, Insurance
How much insurance would you need in The Avengers universe?

Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever since. Anyways, we greatly enjoy the superhero antics (and squabbling) in the movies, but we noticed that there’s a lot of destruction that goes on – collateral damage if you will. We can’t help but wonder what would happen if we lived in the Avengers universe with the gaggle of superheroes – and supervillains – running around. More specifically, we’re wondering how much insurance the average person should carry if they shared a city with these guys. In case you forgot, New York City gets pretty trashed.

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Tagged car insurance, home insurance
24 Apr
2019

An insurance look: Semi-truck in Los Angeles explodes

by Katelyn Betts | in Business Insurance, Current Events, Insurance, Transportation
An insurance look: Semi-truck in Los Angeles explodes

So, usually, we have a little introduction to articles where we take a real-life news story and examine it from an insurance angle. But with this one, it seems easier just to dive into the “what happened” section. Basically, a semi-truck exploded.

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Tagged physical damage coverage, transportation insurance
22 Apr
2019

Get your home insurance ready for Atlantic hurricane season

by Katelyn Betts | in Home Insurance, Insurance
Get your home insurance ready for Atlantic hurricane season

Okay, we get that it might seem a little early to be talking about hurricane season. There’s nothing to worry about quite yet, is there? There’s still time before the big storms hit, right? Well, sure, but the thing is that it’s important to give yourself time to get your insurance situation sorted out. Here are five things to know about hurricane season and home insurance – we’ll explain why it’s never too early to prep your insurance for hurricane season.

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Tagged home insurance, hurricane
19 Apr
2019

Am I covered if a tree falls on my car?

by Katelyn Betts | in Auto Insurance, Insurance
Am I covered if a tree falls on my car?

So, you’re ready to leave for work in the morning, and you grab your keys and your phone and hustle out the door. You step onto the porch and immediately drop everything. Apparently, your car did something to antagonize the tree next to the driveway…because that tree has decided to fall over and squash your car like a bug. Clearly, you’re going to be late to work, but you’ve got bigger worries right now: does auto insurance cover you if a tree falls on your car? Let’s explain.

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Tagged car insurance, comprehensive coverage, tree, tree falls
17 Apr
2019

How to get auto shop insurance

by Katelyn Betts | in Business Insurance, Insurance
How to get auto shop insurance

If you have an auto body shop, you’re probably on the hunt for the best auto repair shop insurance out there. Businesses need a financial safety net – and that’s where your insurance comes into play. There are a number of coverages out there to protect your auto body shop, but how do you get auto shop insurance? What is the process of getting great auto body shop insurance? We’ll explain how to get insurance for your business.

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Tagged business insurance, garagekeepers coverage, workers' comp
15 Apr
2019

Does home insurance cover asteroids, meteors, and falling satellites?

by Katelyn Betts | in Home Insurance, Insurance
Does home insurance cover asteroids, meteors, and falling satellites?

So, here’s a great hypothetical for you: what happens if a meteor hits your house? What about an asteroid? Or what about a satellite that makes the life-changing decision that its true fate is no longer to be in space but to crash-land down to earth? Because, you know, stuff that’s meant to be in space (asteroids, meteors, and satellites, for example) don’t always stay in space. Sometimes they decide to, you know, relocate to earth. On top of your house. Because clearly, that’s a great place for it to be. Anyways – back to the question at hand: does home insurance cover a meteor, asteroid, or satellite if it crashes through your roof? Let’s explore that.

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Tagged home insurance
12 Apr
2019

An insurance look: Tanker truck carrying milk crashes in Texas

by Katelyn Betts | in Business Insurance, Current Events, Insurance, Transportation
An insurance look: Tanker truck carrying milk crashes in Texas

If you’re in the trucking industry, the possibility of having an accident is probably a very real fear. Crazy things happen on the road all the time, and driving a truck is not easy. In the course of a split second, what started out as a normal drive can take a horrible (metaphorical) turn and become a bit of a disaster. We’re going to explore one such story. It involves a tanker truck and some milk.

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Tagged truck accidents, truck drivers
10 Apr
2019

10 tips to lower your auto shop’s worker’s comp risk

by Katelyn Betts | in Business Insurance, Insurance
10 tips to lower your auto shop’s worker’s comp risk

Having an auto body shop can be hectic and busy with constant activity, but there still has to be the time in the schedule for safety. Though your employees might have lots of experience and they might be very careful, there are a lot of hazards at an auto body or repair shop. In an instant, an employee could have an accident that leaves them injured. Here are ten ways to keep your employees safe and manage your workers’ comp risk at your auto shop.

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Tagged business insurance
08 Apr
2019

7 questions to ask when you get home insurance

by Katelyn Betts | in Home Insurance, Insurance
7 questions to ask when you get home insurance

When you get home insurance, it’s important to ask the right questions. But what are the right questions to ask? How can you know what questions to ask if no one ever told you? They don’t exactly teach Insurance 101 in school. To help you figure out what you should be asking the insurance agent helping you with your policy, we’ve come up with a list of seven questions.

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Tagged home insurance, home insurance tips
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