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Month: December 2018

28 Dec
2018

What to do if you’re in a car accident

by Katelyn Betts | in Auto Insurance, Insurance
What to do if you’re in a car accident

Being involved in a car accident is not a situation anyone wants to be in, whether you’re the at-fault driver or the driver who was hit. It can be a very scary, stressful time, and it’s completely understandable that you might be flustered and might not quite know what to do. These are the steps you can take after a car accident.

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Tagged car insurance
26 Dec
2018

4 risks COA insurance can protect COAs from

by Katelyn Betts | in Business Insurance, Insurance
4 risks COA insurance can protect COAs from

A Condo-owners Association (or COA) is responsible for a lot. It’s in charge of maintaining the shared common areas of the condominium, such as walkways, swimming pools, parking areas, the grounds, and recreational areas – among their other responsibilities and duties. However, all of these responsibilities open the Condo-owners Association (or the board members in charge of the COA) to a certain level of risk. And that’s where COA insurance can help you – it can protect you from those risks. We’ll explain some of the common risks COAs face and how COA insurance protects you.

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Tagged property insurance
21 Dec
2018

Is my rental car covered if I’m in an accident?

by Katelyn Betts | in Auto Insurance, Insurance
Is my rental car covered if I’m in an accident?

So, you have a bit of a situation – you’ve been in a car accident. It wasn’t too bad, but your car needs repairs, and that could take a while. You’ll need to leave it at the shop for…well, who knows how long? But the problem is that you need to get to and from work, take the kids to soccer practice, go to the grocery store because food, drop off some clothes at the dry cleaners… In short, you need a rental car. But rental cars are expensive, so your question now is – will my rental car be covered by insurance? We’ll explain what you need to know.

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Tagged auto insurance, car insurance
19 Dec
2018

What is liquor liability insurance and do I need it?

by Dee Barnett | in Business Insurance, Insurance
What is liquor liability insurance and do I need it?

You may be a little hesitant to buy liquor liability insurance if you own anything else but a bar. However, this type of insurance can make or break any business that serves alcohol. It’s no secret that people can get a little rowdy when they’re intoxicated, and when you’re the business that served them that alcohol, you can be found liable for your patrons’ behavior. So, how can liquor liability insurance help protect your business when someone lets a little too loose? What is liquor liability insurance anyway? And why do you need it? Let’s take a look.

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Tagged business insurance, liability insurance, liability risks, liquor
17 Dec
2018

11 tips to secure your home before leaving on holiday vacation

by Katelyn Betts | in Home Insurance, Insurance
11 tips to secure your home before leaving on holiday vacation

Lots of people travel over the holidays to visit friends and family, whether they’re driving, flying, or teleporting (just kidding – but we wish we weren’t.) Taking a few days to go out of town and see loved ones is great, but you don’t want to be worrying about your house while you’re away. Before you leave for holiday vacation, check out these tips for securing your home against burglary while you’re away.

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Tagged burglary, home insurance, home safety
14 Dec
2018

Will car insurance cover a cracked windshield?

by Katelyn Betts | in Auto Insurance, Insurance
Will car insurance cover a cracked windshield?

It’s one of the worst feelings ever – that thunk that causes your heart to leap out of your chest as a rock jumps up off the road (seemingly with a mind of its own) and hits your windshield. And then, sure enough, there’s a good-sized crack in the formerly spotless glass. It’s frustrating and upsetting because there’s nothing you can do other than resign yourself to dealing with the cracked windshield.

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Tagged auto insurance, car insurance, comprehensive coverage
13 Dec
2018

InsuranceHub supports Home of Hope at Gwinnett Children’s Shelter this winter

by Katelyn Betts | in Current Events, Insurance
InsuranceHub supports Home of Hope at Gwinnett Children’s Shelter this winter

This holiday season, our family here at InsuranceHub decided to do something to give back to the community. We wanted to share some holiday joy by supporting a cause dear to our hearts, the Home of Hope at Gwinnett Children’s Shelter. The nonprofit is dedicated to helping homeless children and their mothers in the Gwinnett County area, and they also help young women who age out of the foster system at 18. The Home of Hope at Gwinnett Children’s Shelter doesn’t just provide a safe, nurturing home for the families – they help the mothers by creating customized life plans with them and giving them the tools they need to get on the path to independence.

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Tagged insurancehub, winter
12 Dec
2018

5 insurance coverages for auto body shops to consider

by Katelyn Betts | in Business Insurance, Insurance
5 insurance coverages for auto body shops to consider

If you have an auto repair shop or a garage, the days are always packed. With cars that need to be fixed or serviced and returned to their owners, paperwork to handle, and premises to maintain, it’s hectic. One aspect of having a shop that you might be scratching your head about is auto body shop insurance. What coverages do you need? Auto shops aren’t without their risks, after all, and when life throws a curveball you have to be ready to hit it back. We’re going to go over five auto body shop insurance coverages you can consider.

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Tagged business insurance, garagekeepers coverage
10 Dec
2018

What’s the difference between the market value and replacement cost of your home?

by Katelyn Betts | in Home Insurance
What’s the difference between the market value and replacement cost of your home?

When it comes to home insurance, there are a lot of things that can get a little…confusing. It’s like it’s a different language – one that corresponds to a subject that they somehow don’t teach in schools. One aspect of insuring your home that might have raised a few questions is finding out how much home insurance you need. Do you need enough insurance to cover the market value of the house or the replacement cost of the house? And, well, what’s the difference? We’re going to explain why these two values are so different and explain why insuring your home for its replacement cost is essential.

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Tagged home insurance, replacement cost value
07 Dec
2018

What happens to car insurance when autonomous cars become a thing?

by Katelyn Betts | in Auto Insurance, Current Events, Insurance
What happens to car insurance when autonomous cars become a thing?

The idea of self-driving or autonomous cars is an intriguing one. What if you didn’t have to be paying attention to the road? What if you could enjoy the privacy of being the sole passenger in a vehicle, but not actually have to drive it? There are plenty of reasons that self-driving cars are something that interests us and has us looking towards the future.

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Tagged car insurance
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