When you’re a small business owner, there are a lot of details that go into running a business that most people conveniently forget to tell you about. One of which is more than likely group health insurance. What is it? How do you get it? How do you get the right plan for you and your employees?
Here are some of the main things to consider when shopping for a group health plan for your business.
Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.
Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.
If you’re an employer with a small business, you might be in need of small business health insurance for your employees. (There are many reasons to consider offering group health insurance, after all.) One benefit you can consider offering to your employees will help them if they ever need to take time off work due to illness or injury. As an employer, you can offer short-term and long-term disability insurance. What are those? We’ll explain how both of these coverages work and why you might want to consider offering them.
Maybe you’ve meticulously planned the perfect ceremony. Or you’ve just sent out the invitations for a small backyard get-together. Or you’re counting down the days until you and your partner can make it down to City Hall. There are tons of ways to tie the knot, and there can be just as many ways that your insurance coverage can change. So, let’s go over some of the basic changes that can happen to your insurance once you get married.
It’s kind of the worst nightmare of many drivers: a deer darting out into the road right in front of the car too suddenly and too close for you to stop (why they do it no one really knows.) Of course, you don’t want to hit the poor thing. But you don’t want to swerve either. Well, you’ve got a question concerning our hypothetical: am I covered by car insurance if I hit a deer? We’re going to explain.
If you’re a business owner, you know that shopping for group health insurance is an entirely different ballpark than shopping for individual coverage or even workers’ comp. A lot of questions pop up that you may have never considered. What kinds of group health insurance can I offer my employees? What will group health insurance cost for my business? What kind of group health insurance fits my business and my employees?
It seems like there are too many types of coverage out there and not enough time in your busy schedule to go through them all. So, we’re here to walk you through some of the basics of group health insurance.
As far as hurricane season goes, we’re not out of the woods yet. (Hurricane season in the Atlantic goes from June to the end of November.) If you’re trying to get home insurance ahead of a major hurricane, you may encounter a problem: no one’s selling it in your area. There’s a reason that you can’t get home insurance before a hurricane: binding restrictions (a.k.a. moratoriums.)
Well, that doesn’t sound good. But what is that, exactly? We’ll explain.
So, your friends and family have been raving about your cooking since you were old enough to hold a spatula. Or maybe you’ve just graduated from cooking school with years of restaurant experience under your belt. Or you could be following a lifelong dream after years of planning, saving, and a worrying about all the small details. Now you have your own place to share your food with the world! (Or at least your community.)
However, there’s one very important detail to keep in mind before you open your doors: restaurant insurance.
You’re the fearless leader of your business. But with the title of Fearless Leader comes a lot of responsibility that gets heaped on your plate. One of those things is business insurance. There are a lot of possible risks that could befall your business, and among those is the possibility that an employee could get hurt. That’s what workers’ compensation insurance is for. We’ll explain what workers’ comp is and how it can help you provide for your employees if they get hurt on the job.
